Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

The importance of everyone including the young people saving money for their future is enormous. I completely agree with this view because this makes them self-reliant and prepares for any future uncertainties and obstacles.

One of the major advantages of securing money for future is that it makes one self dependent. people understand the importance of money from a very early age and consequently do not overspend on anything as people who save money usually have a budget allocated for savings. Additionally, it gives people a sense of freedom and can walk away from something which is disrespectful. Moreover, they get to spend the money on their interest without putting financial pressure on their parents.

Another positive aspect of saving money for the future is, people can invest the money on emergency situations as life is very uncertain and anything can happen to anyone whether its a major hearth issue or for close ones. In addition to that, loss in business or termination from job can occur without any alert and so if there's a money saved all along, it gives them additional time and comfort to overcome such situations. For example, many lost their jobs during the Covid-19 pandemic. However, those who had saved dealt with the unemployment better with many starting online businesses with that money. By the time the situation got better, the businesses flourished, leaving them with more profitability. Therefore, saving for the future is important.

In conclusion, it is necessary for all including the young people as well to save money for the future as it makes them get ready for the uncertain situations in the future and self-reliant.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses all parts of the prompt, clearly stating a position in the introduction and maintaining it throughout. The ideas are relevant and supported with examples, such as the mention of the Covid-19 pandemic to illustrate financial resilience. However, the development of ideas is somewhat basic. For instance, the point about 'walking away from something which is disrespectful' is introduced but not fully explained or linked back to the core argument of saving money. To reach a higher band, you should aim to extend your supporting arguments with more depth and nuance rather than listing points.

Coherence and Cohesion — Band 6.5

The essay is logically organized with a clear introduction, two body paragraphs, and a conclusion. Paragraphing is used effectively to separate distinct ideas. You use cohesive devices such as 'Additionally', 'Moreover', and 'In addition to that' to link sentences. However, some transitions feel slightly mechanical or repetitive. The referencing is generally clear, though the flow between sentences could be improved by using a wider variety of cohesive structures to create a more natural progression of ideas. Overall, the structure is coherent and easy to follow.

Lexical Resource — Band 6.0

You demonstrate an adequate range of vocabulary for the task, using terms like 'self-reliant', 'uncertainties', and 'flourished'. There are some minor inaccuracies in word choice and collocation, such as 'securing money' (better: 'saving money' or 'accumulating savings') and 'hearth issue' (likely a typo for 'health issue'). While you attempt to use less common vocabulary, the range is somewhat limited, and some phrasing is slightly simplistic. To improve, focus on using more precise collocations and avoiding repetitive phrasing to convey your ideas with greater sophistication.

Grammatical Range and Accuracy — Band 6.0

The essay uses a mix of simple and complex sentence structures. While the meaning is always clear, there are frequent grammatical errors, such as 'if there's a money saved' (article usage/pluralization) and 'it is necessary for all including the young people as well' (slightly awkward phrasing). Punctuation is generally functional, but there are minor errors, such as missing commas in complex sentences. You have a good grasp of basic grammar, but to achieve a higher band, you need to increase the frequency of error-free complex sentences and refine your control over articles and prepositions.

See this exact question answered at other band scores — the same prompt compared across bands.

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