Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Nowadays, Money plays an important role in everyones life. It is crucial to save money and secure financial planning to create better future. History is a witness of the people who has created huge amount wealth by plannig of money as important part of their lives. Im completely agree with the given statement and i will explain my ideas with my views and experiences in below paragraphs.

Firstly, In modern time human life is becoming convient with the help of financial aid from families to government that plays crucial roles in automobiles, technology and so on. For example with spending money on essential services like transportation save a lots of time for everyone, especially in these fast peaced time. Healthcare is another big reason to spends more money on it, for eg, Gettig world class treatment in case of illness of while travelling to another part of the globe in first class of any flights.

Secondly, Saving money mainly for retirement is very common these days, which will secure individual from any unexpected events of life. Like illness, leving home for a better oppourtunity or to get somthing special like land or real-estate while price goes down, saving is the only option for individual to take a risk any buy any businesses these are the best example of creating emergency funds.

Lastly, the lifestyle of urban areas is becoming very expensive in recent years, these hike indicates us to prevent impulsive buying and go with most needy things like food and education. Because we have seen that online websites is growing significantly and provide these in few clicks.For sure it saves a lot of time but, ended -up getting in to debt in no time.

At the end. It's very hard to save money and invest for the future, but in reality it act as a blessing later on in life.Apart from this there are some positive ares the we suffer of not buying somthing that we dreamed of and satisfy in staying grounded.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by taking a clear position in favor of saving money. However, the development of ideas is inconsistent. While the second paragraph touches on retirement and emergency funds, the first paragraph is somewhat unfocused, discussing general financial aid and luxury travel rather than the specific importance of saving for the future. The third paragraph introduces the relevant point of impulsive buying, but the connection to the prompt's focus on 'saving for the future' could be more explicitly linked. Overall, the ideas are relevant but lack the depth and logical extension required for a higher band score.

Coherence and Cohesion — Band 6.0

The essay is organized into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or inaccurate. For instance, the transition 'History is a witness of the people' is awkward, and the use of 'For example' and 'Secondly' is somewhat repetitive. There are also issues with referencing; the phrase 'these hike indicates us' is unclear in its reference. While the progression of ideas is generally logical, the lack of sophisticated linking words and occasional lapses in paragraph unity prevent a higher score.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task but lacks precision and variety. There are frequent spelling errors (e.g., 'convient', 'peaced', 'oppourtunity', 'somthing') and some awkward collocations, such as 'create huge amount wealth' and 'take a risk any buy any businesses'. The range of vocabulary is limited, relying on basic terms like 'important', 'good', and 'big'. To improve, you should focus on using more academic collocations and ensuring accurate spelling of common words to avoid distracting the reader.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Common issues include subject-verb agreement ('Money plays', 'people who has created'), missing articles ('in case of illness', 'in few clicks'), and incorrect verb forms ('ended -up getting in to debt'). Punctuation is also inconsistent, particularly with the use of commas and periods. While the meaning is generally understandable, the high frequency of errors in basic grammar structures limits the score.

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