Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

People think that money is needed to be save for there fucture including young people . i agree with the statement money is essicinal for people in fucture like health care while getting older and to by a property in fucture .

firstly , money is improtant for everyone in some sictuations saving some money on behalf of spending suddenly spend money wisely and saving it is helpfull in fucture. while getting old people can phase some health issues , like vitamin diffency and some other health problems saving some money for fucture that help to recover the health on other hand some people are with illness in hospitals they struggle with financial situation to spend on there health for instance, in recent study reporters found that for than ten lakhs people are dying with health problems and financial problems in the world .

money is important maybe the currency colour will change but the value of currency will not change . In young age people are likely to spend more money on unwanted things like eating fastfoods , drinking more suger beverages this may cause of sudden health problems orels the effect shows later spending and saving money wisely is everyone should know about it for example, In young age some kids save some money from there pocket money they invest on stocks for fucture and return of investment.

In conclusion, it is improtant to save money for fucture for healthcare, or to invest on stocks. The money has to be spend wisely save money for fucture with out hessitation in fucture.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by expressing a clear position in favor of saving money. However, the development of ideas is limited. While you mention healthcare and investment, the arguments are somewhat repetitive and lack depth. For instance, the example regarding 'ten lakhs people' is vague and does not effectively support the argument about saving for the future. To improve, you should focus on expanding your points with more logical reasoning and specific, relevant examples that directly relate to the benefits of saving for young people versus adults. The conclusion is a bit repetitive and does not fully synthesize the main points discussed.

Coherence and Cohesion — Band 5.5

The essay is organized into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or inaccurate. Phrases like 'on other hand' and 'orels' are used incorrectly or are non-standard, which disrupts the flow of ideas. Additionally, the transition between sentences is sometimes abrupt, making the progression of thought feel disjointed. To achieve a higher band, focus on using a wider range of linking words (e.g., 'consequently,' 'furthermore,' 'in contrast') more naturally and ensure that each paragraph has a clear, singular focus that connects logically to the next.

Lexical Resource — Band 5.0

The vocabulary is limited and often repetitive. There are frequent spelling errors such as 'fucture' (future), 'essicinal' (essential), 'sictuations' (situations), and 'suger' (sugar), which occasionally make the text difficult to read. You rely on basic vocabulary and struggle with collocations, such as 'suddenly spend money' or 'phase some health issues.' To improve, you need to expand your range of vocabulary to include more academic and precise terms related to finance and personal development. Proofreading for common spelling mistakes is also essential to ensure your ideas are communicated clearly.

Grammatical Range and Accuracy — Band 5.0

The essay contains a high frequency of grammatical errors, including subject-verb agreement issues ('money is needed to be save'), incorrect word forms ('everyone should know about it'), and punctuation errors. Sentence structures are mostly simple or contain errors when you attempt complex constructions. For example, 'money is needed to be save for there fucture' should be 'money needs to be saved for their future.' These errors are frequent and sometimes impede the reader's understanding. You should work on mastering basic sentence construction, verb tenses, and the correct use of articles and pronouns before attempting more complex grammatical structures.

See this exact question answered at other band scores — the same prompt compared across bands.

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