Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-19

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is important for everyone, including young people, to save money for their future. I agree with this statement because saving money can help people in difficult situations and also it can help them to achieve their future goals.

Firstly, saving money is important because people can face unexpected problems in their life. For example, a person can lose his job or he can have some problem with his car or house. If a person has some money saved, he can use it in this situation. Young people should also learn this habit from an early age because it can make them more responsible about money. However, many young people spend their money on clothes, phones and going outside with friends.

Secondly, saving money can help young people for their future plans. For example, they may want to buy a house, start a business or study in another country. These things need a lot of money. If they save a small amount of money every month, they can have a good amount after some years. For instance, a student who saves $100 every month can have $1,200 after one year. This can be useful for his education or other needs.

In conclusion, I agree that everyone should save money for the future. It is especially useful for young people because it helps them in emergencies and also helps them to complete their future plans. People should try to save some money instead of spending all their income.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response5.5
Coherence and Cohesion6.5
Lexical Resource5.5
Grammatical Range and Accuracy6.0
Overall6.0

Task Achievement / Task Response — Band 5.5

The response addresses the prompt clearly, maintaining a consistent position throughout. However, the essay falls slightly short of the 250-word minimum requirement, which impacts the depth of development. While the ideas regarding emergency funds and future goals are relevant, they are somewhat simplistic and could benefit from more nuanced exploration or sophisticated examples. The conclusion is brief, and the overall development is constrained by the length. To reach a higher band, ensure that arguments are fully extended with more detailed analysis and that the word count requirement is strictly met to allow for comprehensive coverage of the topic.

Coherence and Cohesion — Band 6.5

The essay is logically organized with a clear introduction, two body paragraphs, and a conclusion. Paragraphing is used appropriately to separate distinct ideas. Cohesive devices such as 'Firstly', 'Secondly', 'However', and 'For instance' are used to guide the reader through the argument. While the flow is generally smooth, the transitions are somewhat mechanical and repetitive. The referencing is clear, and the progression of ideas is easy to follow. To improve, try to vary the cohesive devices and ensure that the relationship between sentences is more sophisticated rather than relying on simple sequence markers.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task, allowing the writer to express ideas clearly. There is some repetition of basic terms like 'money' and 'important'. While the student uses some relevant collocations such as 'unexpected problems' and 'future plans', the range is somewhat limited and lacks the more precise or academic vocabulary expected at higher bands. There are no significant spelling errors, but the word choice remains functional rather than sophisticated. To achieve a higher score, incorporate a wider range of topic-specific vocabulary and synonyms to avoid repetition and demonstrate greater lexical flexibility.

Grammatical Range and Accuracy — Band 6.0

The essay demonstrates a mix of simple and complex sentence structures. Most sentences are grammatically accurate, and errors are rare and do not impede communication. For instance, the use of conditional structures ('If a person has...') is handled correctly. However, the range of complex structures is somewhat limited, and the writing style is quite straightforward. To improve, the student should aim to incorporate a greater variety of complex grammatical forms, such as passive voice, relative clauses, or more varied subordinating conjunctions, while maintaining the current level of accuracy.

See this exact question answered at other band scores — the same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.