Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-19
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
money is essential part of life which give us everything necessity of life money is significant for every individual like as youngster, adult and older to save money for future. I completely agree with the writers notion and reason for my inclination are articulated in forthcoming paragraph.
to start with, the various use of money in the difficult time helpful for individual nowadays, people faces medical emergencies that time money can use for treatment moreover, money play a enormous role when something happen accidently for an example, money use in the marriage function, birthday party and other occasion that time saving money can use similarity, for the admission in the university and college
however, nowadays young people spend money in shopping, travelling, hotel and restaurants and many more furthermore, young generation have lots of expenditure on books and fees of university also, they do not have enough money to save in contrast, older generation saved lots of money in past century because that time people had not technology and resources as well as not having any revolution and development.
to conclude, saving money is essential for every kind of generation for their difficult period or emergency time as well as for rest of the life period
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response fails to meet the minimum word count requirement of 250 words, which significantly impacts the development of ideas. While you clearly state your agreement with the prompt, the supporting arguments are underdeveloped and lack depth. For instance, the second paragraph lists various uses for money but does not explain how these relate to the importance of saving for the future in a cohesive way. The comparison between generations in the third paragraph is also quite superficial. To improve, you must expand on your points with specific examples and ensure that your arguments are fully explored to meet the length requirement.
Coherence and Cohesion — Band 5.0
The essay is organised into paragraphs, but the logical progression is often hindered by a lack of clear cohesive devices. You use some transition words like 'to start with' and 'however', but they are often used incorrectly or in a way that does not effectively link ideas. The sentences within paragraphs often feel like a list of points rather than a flowing argument. Additionally, the referencing is sometimes unclear, making it difficult for the reader to follow your train of thought. Using a wider variety of linking words and ensuring each paragraph has a clear topic sentence would improve the flow.
Lexical Resource — Band 5.0
The vocabulary is quite limited and repetitive. You rely on basic terms such as 'money', 'people', and 'things', which restricts your ability to express complex ideas. There are also several instances of awkward phrasing and incorrect word choices, such as 'writers notion' (writer's notion) and 'something happen accidently'. To reach a higher band, you should aim to incorporate more precise vocabulary related to finance and personal development. Expanding your range of synonyms and learning common collocations will help you convey your message more effectively and professionally.
Grammatical Range and Accuracy — Band 5.0
The essay contains frequent grammatical errors that occasionally impede communication. There are consistent issues with subject-verb agreement, such as 'money play a enormous role' (plays) and 'people faces' (face). Punctuation is also problematic, with many sentences lacking proper commas or ending with run-on structures. The range of sentence structures is limited, consisting mostly of simple sentences. To improve, focus on mastering basic sentence construction, including correct verb tenses and pluralisation, before attempting more complex structures. Proofreading for basic errors like missing articles and incorrect verb forms is essential.
See this exact question answered at other band scores — the same prompt compared across bands.
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