Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-19
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Yes it is beneficial for the youth to save their money for there future. Saving money helps to manage the budget in early age. Most of the young boys spend their allowance on useless things like pokemon cards. These cards are not a good investment for long term. Saving money and buying things like a bicycle, motorcycle is worth having at present age.
Once i had 5000 PKR and i wanted to spend it on a playstation game. I stopped myself and started to think of owing a bike for myself. I started to save money to buy a second hand Yamaha YBR 125cc bike that costs [redacted phone] PKR. I saved money for a year. After a year i owned that bike. I still have that bike and i ride it daily.
I agree this on this at the scale of 9/10. We should save money as it helps in our future situations and problems. There is a part of me that stills enjoy money daily but most of time i save money so i can get things i love. Currently I'm saving up for a certified helmet, same color as my bike.
Saving up is the best way to learn how to handle money. It helps you manage your daily expenses and also makes you sharp. This early approach helps in adult life. In my opinion, everyone should save up for themselves. The more you're into money, the more you get to know about handling the money. Money saving tips help in future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.5 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt by expressing a clear position in favor of saving money. However, the development is somewhat limited. While you provide a personal anecdote about buying a motorcycle, the essay lacks a broader discussion of the societal or economic implications of saving for the future, which would have strengthened the argument. The conclusion is brief and repetitive. To improve, ensure you explore the 'why' and 'how' of the topic more deeply, perhaps by discussing long-term financial security or the impact of inflation, rather than focusing primarily on personal purchases like helmets or bikes.
Coherence and Cohesion — Band 5.5
The essay is organized into paragraphs, which is a positive step. However, the logical progression between ideas is sometimes abrupt. For example, the transition from discussing 'useless things' to your personal story about the Yamaha bike is a bit sudden. The use of cohesive devices is quite basic; you rely heavily on simple sentence structures and lack a variety of linking words (e.g., 'furthermore', 'consequently', 'in contrast'). To reach a higher band, focus on using a wider range of transition signals to connect your sentences and paragraphs more fluidly.
Lexical Resource — Band 5.5
Your vocabulary is generally adequate for the task but lacks the sophistication required for higher bands. You use common terms like 'useless things' and 'get things I love,' which are functional but not academic. There are also some minor inaccuracies in word choice, such as 'at the scale of 9/10' and 'owing a bike' (which should be 'owning'). To improve, try to incorporate more precise, topic-specific vocabulary related to finance, such as 'financial literacy,' 'prudent,' 'capital accumulation,' or 'long-term investment,' to demonstrate a more flexible range.
Grammatical Range and Accuracy — Band 5.5
The essay contains a mix of simple and some complex sentence structures, but there are frequent errors in grammar and punctuation. Common issues include missing articles (e.g., 'for there future' should be 'for their future'), incorrect preposition usage ('agree this on this'), and inconsistent verb tense usage. While these errors do not completely impede communication, they are frequent enough to affect the overall flow. Focus on proofreading for basic subject-verb agreement and ensuring that your use of articles and prepositions is accurate.
See this exact question answered at other band scores — the same prompt compared across bands.
Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.