Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-08-20

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Money plays a vital role in modern life. It is often argue that it is important for everyone including young people to save money for their future. I agree with this statement to a larger extent because we do not know what emergencies could occur in future and we are not sure about financially capability. This essay will discuss all the facts and arguments to support my statement.

This segment of the essay will anticipate the importance of saving money for future. Firstly, in times of future emergencies saved money will only helps us to fight with the problems like health issues, loan, financial crisis and if we have saved money then we do not need to take the help of other people. Therefore, everyone including young generation should save money because humans are not capable for predicting the future and saved money will be useful in critical periods.

Moreover, Ai and technology innovation is going rapidly and there will be high risk in the future about the unemployment as it is happening now at higher level. So, it is important to save money especially for young people as in the future they have to take all the responsibilities. Furthermore, spending money unnecessary create problems like overconsumption, wastage of materials which harms the environment.

Conversely, some believe that money can be earn any time and it is not fixed that every individuals will live to see their bad times. Further, people believe to live life fully as their is no guarantee of future. So, people spend money instead of saving in travelling, clothes, luxurious items and houses or properties.

To conclude, people should save necessary amount of money for future emergencies and it does not equal to not enjoying the life.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses all parts of the prompt and maintains a clear position throughout. The arguments regarding financial security and the impact of AI on employment are relevant and well-supported. However, the development is somewhat uneven; the point about overconsumption is a bit tangential to the core argument of saving for the future. While the position is clear, some ideas could be extended further to reach a higher band. The conclusion is brief but effectively summarizes the main stance. Overall, the response is focused and meets the requirements of the task.

Coherence and Cohesion — Band 6.0

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. Cohesive devices such as 'Firstly', 'Moreover', 'Furthermore', and 'Conversely' are used to guide the reader through the arguments. However, there are some instances where the flow is slightly mechanical, and the transition between the point about AI and the point about overconsumption is abrupt. Paragraphing is used appropriately to separate distinct ideas. The referencing is generally clear, though some sentences could be linked more fluidly to improve the overall coherence of the text.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task, allowing the writer to express ideas clearly. There are attempts to use less common vocabulary, such as 'innovation', 'unemployment', and 'luxurious', which are used correctly. However, there are some inaccuracies in word choice and collocation, such as 'it is often argue' (should be 'argued') and 'financially capability' (should be 'financial capability'). The range is sufficient to convey meaning, but more precise and varied vocabulary would be needed to achieve a higher score.

Grammatical Range and Accuracy — Band 5.5

The essay uses a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent grammatical errors, such as subject-verb agreement issues ('money can be earn', 'everyone... should save') and article usage errors. Punctuation is mostly functional, but there are minor slips throughout. The errors do not impede communication, but they are noticeable and occur with enough frequency to prevent a higher score. Increasing the variety of complex structures while ensuring accuracy would be a key area for improvement.

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