Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-21
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
In this context they said that Is saving money is important for young people to save their money for their future or not.
So, in my perspective i would like to say that Yes, saving money is very important for now a days young people that they save the money from their monthly income. Because particularly saving is use in our future for our emergency and for our financial support and for unexpected expense like when we face an emergency in our future so we will not be scared or in tension we will solve the problem very easily.
Morever, if we save the money in our young age so its will be very beneficial for us to face the problems and we can easily manage our education fee we can easily go for shopping.
However, if we spent half of salary in half we save from our income so it will work in the future as well as it also assist for our travel and for starting new business So, i have strong suggestion that saving money is essential for our future because we don`t know about the future that what kind of trouble we face in the future For example, Health, education, Travel, shopping, these kind of things. Saving money is become a good habit in early age. and this significant thing will become sum.
In the conclusion, i would like to say that saving money is very important of our future that will assist us for facing financial support and this money will assist us for though life and we can easily mange each and everything.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by expressing a clear position in favor of saving money. However, the development of ideas is limited and repetitive. While you mention reasons such as emergencies, education, and starting a business, these points are not fully extended or supported with specific, logical detail. The essay tends to list ideas rather than exploring them, which prevents a more thorough analysis. To improve, focus on developing each main idea into a complete paragraph with a clear topic sentence, supporting evidence, and a concluding thought that links back to the prompt.
Coherence and Cohesion — Band 5.0
The essay is organized into paragraphs, but the logical flow is often disrupted by repetitive phrasing and awkward transitions. Cohesive devices are used, such as 'Morever' and 'In the conclusion', but they are sometimes applied mechanically or incorrectly. The referencing is occasionally unclear, making it difficult for the reader to follow the progression of your argument. To improve, ensure that each sentence logically follows the previous one and use a wider variety of linking words (e.g., 'consequently', 'furthermore', 'in light of this') to connect your ideas more naturally.
Lexical Resource — Band 5.0
The vocabulary is basic and often repetitive, relying on simple terms like 'money', 'future', and 'important'. There are instances of incorrect word choice and collocation, such as 'saving is use in our future' and 'this significant thing will become sum'. These errors occasionally make the meaning slightly unclear. To achieve a higher band, you should aim to use a broader range of vocabulary, including more precise nouns, verbs, and adjectives related to finance and personal development, and focus on using them in their correct collocations.
Grammatical Range and Accuracy — Band 5.0
The essay relies heavily on simple sentence structures. There are frequent grammatical errors, including issues with subject-verb agreement (e.g., 'Saving money is become'), article usage, and sentence fragments. Punctuation is also inconsistent, with run-on sentences and missing commas. While the meaning is generally understandable, the high frequency of errors in basic structures limits the score. To improve, focus on mastering basic sentence construction, ensuring correct verb tenses, and practicing the use of complex sentences with subordinate clauses to demonstrate a wider range of grammatical control.
See this exact question answered at other band scores — the same prompt compared across bands.
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