Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-08-21
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
It is often argued that people of all ages, including young people, should save money for their future. Although some people believe that young adults should focus more on enjoying their lives rather than worrying about financial matters, I strongly agree that developing the habit of saving is essential. This is because savings can provide financial security during unexpected situations and help individuals achieve important long-term goals.
Saving money doesn't mean sacrificing the present need it helps in saving the future needs for an example, if a person need money for medical purpose they can use that money to save life, not only this it may help in recovery the college or the school fee for their children. In this way the money and life may save.
Many fellows beings have a dream to save the money spend money on themself like purchasing a dream car or house and many people work hard for their love ones to save money. for a example, a family man dream is to make make his family a happy and satisfy they needs.
In conclusion, I strongly agree that everyone, especially young people, should save money for the future. Not only can savings provide protection during financial emergencies, but they can also help individuals achieve important personal and professional goals while reducing their dependence on borrowing
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by taking a clear position, but it fails to meet the minimum word count requirement of 250 words, which significantly impacts the development of ideas. While the introduction and conclusion are clear, the body paragraphs are underdeveloped and lack sufficient supporting evidence. The second paragraph contains repetitive phrasing and lacks a clear logical flow, while the third paragraph is quite brief and fails to fully explore the complexities of the topic. Because the essay is under-length, the ideas are not extended or supported to the level required for a higher band score.
Coherence and Cohesion — Band 5.5
The essay is organized into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or inaccurate, such as 'not only this it may help in recovery the college'. There are also issues with referencing; for example, the transition between the idea of medical emergencies and college fees is abrupt. While there is a logical progression in the introduction and conclusion, the internal structure of the body paragraphs is weak, and the flow of ideas is frequently interrupted by grammatical errors and awkward phrasing.
Lexical Resource — Band 5.0
The vocabulary is generally adequate for the task but remains quite basic and repetitive. Phrases like 'fellows beings' and 'make make his family a happy and satisfy they needs' demonstrate limited control over word choice and collocation. There is little attempt to use less common or more sophisticated vocabulary to express ideas with precision. While the meaning is generally clear, the lack of variety and the presence of word-choice errors (e.g., 'recovery' instead of 'covering') limit the score in this criterion.
Grammatical Range and Accuracy — Band 5.0
The essay relies heavily on simple sentence structures, and attempts at more complex sentences often result in errors. There are frequent grammatical mistakes, such as subject-verb agreement issues ('a person need money'), incorrect verb forms ('recovery the college'), and punctuation errors. The sentence structure is often fragmented, which hinders the overall fluency. While the meaning is usually understandable, the frequency of errors is high, and the range of structures is quite limited, preventing the essay from reaching a higher band.
See this exact question answered at other band scores — the same prompt compared across bands.
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