Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-08-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

In today's world, some people believe that middle generation children should save money for their own future. While savings for your personal life is the most important thing you can do, I strongly agree with this viewpoint because money is the most valuable product on this world in terms of your better future, health, and education.

Firstly, saving money helps to shape your overall future and also it will act as your emergency funds. Young people can pay their education fee without being burden on their parents. For example, If some students are good at their studies, and they want to get admission on reputed universities, they can use their own saving to pay their academics fees and shape their better future. Secondly, parents can live their life without any burden of their children as well as they can live without any tension of their child's future.

Furthermore, there are other benefits of savings which can lead to healthy lifestyle. If young people have their own money, they can easily spend on their fitness. For examples, nowadays going to gym and joining gym with friends is very popular among the gen z generation. So, they can spend on healthy food, gym fees, and sports. Living healthy lifestyle demands high money, so having your own saving is the most important thing. By spending your saved money on good and healthy life they can also inspire other people, and led to better and healthy generations.

In conclusion, saving money is the most valuable thing fellows can do for their better future. I strongly agree that it can shape young people's future lifestyle in terms of fitness, education, and overall health and life.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses the prompt and maintains a clear position throughout. The ideas regarding education and health are relevant and supported with examples, such as university fees and gym memberships. However, the development is somewhat repetitive, and the argument could be strengthened by exploring the counter-perspective or providing more nuanced reasoning. The term 'middle generation children' is slightly confusing, as it is unclear if you mean adolescents or young adults. To reach a higher band, ensure that each paragraph introduces a distinct, well-developed point rather than restating the importance of savings in general terms.

Coherence and Cohesion — Band 6.5

The essay is logically organized with a clear introduction, body paragraphs, and a conclusion. Cohesive devices such as 'Firstly', 'Secondly', 'Furthermore', and 'In conclusion' are used to guide the reader. However, some transitions feel mechanical, and the referencing is occasionally imprecise, such as the use of 'fellows' in the conclusion, which is an informal choice. Paragraphing is used appropriately to separate distinct ideas. To improve, focus on using a wider variety of cohesive devices and ensuring that the flow between sentences is more natural rather than relying on simple sequence markers.

Lexical Resource — Band 6.0

The vocabulary is generally adequate for the task, but it lacks the precision and sophistication required for higher bands. There are some awkward collocations, such as 'money is the most valuable product' (money is a resource or asset) and 'academics fees' (academic fees). The phrase 'gen z generation' is redundant. While the range is sufficient to convey your meaning clearly, you should aim to incorporate more academic collocations and precise terminology to demonstrate a higher level of lexical control.

Grammatical Range and Accuracy — Band 6.0

The essay uses a mix of simple and complex sentence structures. There are several grammatical errors, such as 'While savings for your personal life is' (should be 'saving' or 'while saving... is'), 'without being burden' (should be 'a burden'), and 'led to better and healthy generations' (should be 'lead'). Punctuation is generally functional, but the control over articles and pluralization is inconsistent. To improve, focus on subject-verb agreement and the correct use of nouns versus adjectives in complex structures.

See this exact question answered at other band scores — the same prompt compared across bands.

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