Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-27

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In today's contemporary world, everyone is thinking about their future, that how can I will be successful in my up comping days. It is often thought that it is crucial for everybody, including young individuals, to save some cash for their up coming days. In this essay I will discuss that why I am going with this.

First of all, earning of money depends on the jobs or on the business. If you are doing a professional jobs with your own fields of study, then maybe you will earn a good amount of money. Meanwhile, when your earning is good, then you will save some cash for your future. For instance, you need your own private home for living, a motorcars for transport, insurance for your health and so on. They why you need to save some money for your future use.

Secondly, especially for young people, it is necessary to save enough balance in their younger age, because they can work hard, or have more energy for working or doing business. After some years they will be old, and then do not be able to work or control a business. money has everything is this world, if you have enough bank balance in your account, then everyone will trying to help you, and to look you in a respectful way, otherwise these can never ever happen without money.

In conclusion, it is very important for everyone, to save money for their future. Because they will be needs it for some purposes like buying a car. In stark contrast, for younger people it is more important to earn money in their younger age, because in late time they will be not able to earn. In the last money is everything, so everybody needs to save money for their future used.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by taking a clear position in favor of saving money. However, the development of ideas is somewhat superficial. While you mention the need for a home and transport, the arguments lack depth and specific examples. The discussion regarding young people is repetitive, focusing heavily on the idea that 'money is everything' rather than exploring nuanced financial planning or long-term security. To reach a higher band, you should expand on your points with more sophisticated reasoning, such as the impact of inflation, the benefits of compound interest, or the psychological security that savings provide, rather than relying on generalizations about wealth and respect.

Coherence and Cohesion — Band 5.5

The essay is organized into clear paragraphs, which helps the reader follow the structure. You use basic cohesive devices like 'First of all', 'Secondly', and 'In conclusion' to signal transitions. However, the flow within paragraphs is sometimes mechanical or repetitive. For example, the transition between sentences in the second paragraph is slightly disjointed, and the use of referencing is occasionally unclear. To improve, try to use a wider variety of linking words and ensure that each sentence logically builds upon the previous one without relying on repetitive phrasing.

Lexical Resource — Band 5.5

Your vocabulary is generally adequate for the task, but it is quite limited and repetitive. You frequently use basic terms like 'money', 'cash', and 'good'. There are also some awkward collocations and word choices, such as 'up comping days' (upcoming), 'enough balance', and 'in late time'. To achieve a higher score, you need to demonstrate a wider range of vocabulary, including less common lexical items and more precise collocations related to finance and personal development. Avoid repeating the same words in close proximity.

Grammatical Range and Accuracy — Band 5.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede the flow of reading. Common issues include subject-verb agreement (e.g., 'everyone will trying'), incorrect verb forms (e.g., 'they will be not able to earn'), and awkward phrasing (e.g., 'that how can I will be successful'). Punctuation is also inconsistent in places. While the meaning is generally clear, the high frequency of errors prevents the essay from reaching a higher band. Focus on mastering basic sentence construction and subject-verb agreement before attempting more complex structures.

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