Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-08-28

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

it is vital for everyone, including young adults to save money for their future. I stongly agree with this statement, as it helps individuals to meet up with financial responsiblities, emergencies and improve their standard of living.

One of the major reasons why I support this statement is that saving money help members of society to meet up with financial commitments and basic needs of life such as food, clothing and shelter. This ensures that individuals have adequate fund to cater for their themselves and families. Also, in cases of emergencies, it ensures that they can conveniently sort out bills including medical bills and tuition. For instance, saving money ensures that individuals have adequate financial resources to pay for electricity bills, feeding and healthcare.

Another significant reason is that keeping money for the future can serve as an investment. This means that many young people save their income for a period of time to pursue greener pastures including furthering their education abroad and acquiring assets such as Laptop and mobile devices. To illustrate, many youth nowadays save their money in banks for  several years inorder to pay tuituon fees.

In conclusion, there is no doubt that the advantages of individuals keeping money for their future cannot be overstated, as it has a positive impact it their lives. It ensures that people can easily pay essential bills and improve their quality of life. , Additionally, it allows them to further their studies outside their home country, which will ensure they have opportunities and exposure.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses all parts of the prompt and maintains a clear position throughout. The ideas are relevant, focusing on financial stability and investment in personal development. However, the development of these ideas is somewhat repetitive; for instance, the mention of 'bills' appears in both the first and second body paragraphs. To reach a higher band, you should aim to expand on the implications of saving money beyond basic needs, perhaps discussing long-term economic security or the psychological benefits of financial independence. The response is well-focused, but the supporting arguments could be more varied and nuanced to demonstrate a deeper exploration of the topic.

Coherence and Cohesion — Band 7.0

The essay is logically organized with a clear introduction, two body paragraphs, and a conclusion. Paragraphing is used appropriately to separate distinct ideas. Cohesive devices such as 'One of the major reasons', 'Another significant reason', and 'In conclusion' are used to guide the reader. However, some transitions feel slightly mechanical, and there are minor issues with punctuation, such as the stray comma before 'Additionally' in the final paragraph. The flow is generally smooth, but the connection between sentences could be improved by using a wider variety of cohesive links rather than relying on simple sequence markers.

Lexical Resource — Band 6.0

You demonstrate an adequate range of vocabulary for the task, using terms like 'financial responsibilities', 'standard of living', and 'greener pastures'. However, there are several spelling errors ('stongly', 'responsiblities', 'tuituon', 'inorder') and some awkward phrasing, such as 'cater for their themselves'. While these errors do not impede communication, they prevent the essay from reaching a higher band. To improve, focus on mastering the spelling of common academic terms and refining your collocations to ensure they sound natural in an academic context.

Grammatical Range and Accuracy — Band 6.0

The essay uses a mix of simple and complex sentence structures. While the meaning is generally clear, there are frequent minor errors in grammar and punctuation. For example, 'saving money help' should be 'saving money helps' (subject-verb agreement), and 'it has a positive impact it their lives' contains a grammatical slip. Punctuation is inconsistent, particularly with comma usage. You have attempted complex structures, but the frequency of these small errors suggests a need for more careful proofreading. Increasing the variety of complex sentence forms while ensuring accuracy will help improve your score in this criterion.

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