Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-30
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
In recent years , everyone is looking for a good source of income to manage their living expenses and save extra money for future . This activity might be helpful for them in future , when will face financial crisis due to lack of employment . I strongly agree with this statement that everyone including young individuals should save money for their future .
Overall , this essay demonstrate that everyone have some saving for their future . Due to economical conditions of various country , it is best idea to retain some budget besides routine daily expense to face the problems that everyone can face in future . Moreover, youngster have a lot of dreams such as buying own house , conveyance and some other sort of living activities , all these can be possible to save some extra amount from their monthly wages.
On the other hand , the country where we are living is under very economical crisis and nobody has an idea about their jobs . Putting away cash to use later can help individuals in various conditions such as handles unexpected emergencies , reduce daily stress and give choices and freedom .
But there are some advantages to save money for future only for those people , who work on daily wages and do not earn enough money to manage their daily expenses . And these individuals borrow loan on monthly installment with extra charges when an unexpected emergency come to their doors.
In conclusion . I strongly agree with this statement because there are numerous benefits to put away cash for later use , that people can buy anything what they want , when they have lump-sump cash in hand at one time .
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.5 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt and maintains a clear position throughout. However, the development of ideas is somewhat superficial. For instance, the argument regarding young people is mentioned but not fully explored with specific examples or logical depth. The paragraph discussing daily wage earners is slightly confusing, as it seems to contradict the main argument by suggesting saving is only for a specific group, rather than 'everyone' as the prompt requires. To improve, you should ensure that each paragraph directly supports your central thesis with more detailed explanations and concrete examples.
Coherence and Cohesion — Band 5.5
The essay is organized into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is often mechanical or slightly inaccurate. For example, the transition 'But there are some advantages...' at the start of the fourth paragraph is jarring and does not effectively link to the previous point. Additionally, some sentences lack logical flow, such as the concluding sentence which introduces new ideas ('lump-sump cash') rather than summarizing the main points. Improving the variety and precision of your linking words would significantly enhance the flow of your writing.
Lexical Resource — Band 5.5
The vocabulary is generally adequate for the task but lacks the range and precision required for higher bands. You rely on repetitive phrasing such as 'save money for their future' and 'everyone'. There are also some awkward collocations and word choices, such as 'conveyance' to mean a vehicle, and 'economical crisis' instead of 'economic crisis'. To reach a higher band, focus on using more sophisticated vocabulary and ensuring that your word choices are contextually appropriate and natural.
Grammatical Range and Accuracy — Band 5.5
The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Common issues include subject-verb agreement (e.g., 'this essay demonstrate', 'everyone have'), missing articles (e.g., 'in future', 'buying own house'), and incorrect verb tenses (e.g., 'when will face'). While the meaning is generally understandable, these persistent errors prevent the writing from reaching a higher band. You should focus on proofreading for basic grammatical accuracy, particularly with articles and subject-verb agreement.
See this exact question answered at other band scores — the same prompt compared across bands.
Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.