Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-08-31
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
It is essential for an individual to have savings in his life . Life of a person is not stable . Ups and downs come in the life of a person .In the ups and downs of the life savings proved to be helpful for the person . It is crucial for a person to save money from his monthly or daily earnings .
I strongly agree that savings should be done by the young ones and people of the society for their later and timely use. It is the sign of the intellegance that a person is saving money for his future . Mostly in the middle class segment there is no surety of the job so the savings are proved to be blessing in the crucial time .
Another view about savings is that a person can buy his desired product or item through his savings . Savings are the best way for the young ones to buy their favorite items including video books , mobile phone play station and many other useful tools .
For instance i want to tell you that my cousins belongs to middle class segment. Their father can not afford play station for them . They made a plan of saving pocket money for a short period of time . In no time they collect sufficent amount amount of money for their play station . In this way they fulfill their dream without putting any financial presure on their parents .
In conclusion i want to say that savings are the best way to store the sufficent amount of the money for your their top choice and in addition i want to say that saving are gateway to your betterand ideal financial future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.5 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt by expressing a clear position in favor of saving money. However, the development of ideas is somewhat limited. While you provide a personal example about cousins saving for a play station, the broader societal implications of saving for the future are only touched upon superficially. The argument remains somewhat repetitive, focusing heavily on the act of saving for consumer goods rather than the long-term financial security implied by the prompt. To reach a higher band, you should expand on the economic or psychological benefits of saving for long-term goals like education, housing, or retirement.
Coherence and Cohesion — Band 5.5
The essay is organized into paragraphs, which helps the reader follow the structure. However, the use of cohesive devices is quite mechanical and repetitive. For example, the phrase 'In the ups and downs of the life' is used awkwardly, and the transitions between sentences often feel disjointed. There is a lack of sophisticated linking words to connect ideas smoothly. While the progression of ideas is generally logical, the reliance on simple sentence structures and basic connectors makes the flow feel somewhat stilted rather than natural.
Lexical Resource — Band 5.5
The vocabulary is adequate for the task but lacks variety and precision. You rely on basic terms like 'good', 'useful', and 'money'. There are also some spelling errors, such as 'intellegance' and 'sufficent', and minor collocation issues like 'savings are proved to be blessing'. To improve, you should aim to incorporate more academic vocabulary related to finance and personal development, and ensure that you are using words in their correct context to demonstrate a wider range of expression.
Grammatical Range and Accuracy — Band 5.5
The essay relies heavily on simple sentence structures. While there are some attempts at complex sentences, they are often marred by grammatical errors, such as 'my cousins belongs' (subject-verb agreement) and 'your their top choice' (redundant pronouns). Punctuation is generally functional, but there are frequent errors in article usage and sentence construction. The majority of the sentences are simple, and the lack of varied, error-free complex structures limits the score. Focusing on subject-verb agreement and the correct use of articles would significantly improve the clarity of your writing.
See this exact question answered at other band scores — the same prompt compared across bands.
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