Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays, It is very important for every individual for saving the money for their future. I agree with the statement due to the rising inflation in all over the world as we are observing war between many countries and lots of the life are effected and big multinational companies losing their billions of dollars and that's how some business shut their business and some businesses are limiting their expenses by layoffs their man force bandwidth.

Overall, as per my experience after COVID, Job security is no more people our switching toward hybrid model and try to hire less people to save their cost and looking for the cheap labours. And big companies like Apple, Meta and Microsoft fire thousands of their employees in term to save their cost. in this situation, in my opinion every individual have to start saving try to invest in stocks and gold for their future because now the world situation in certain. the more you save for yourself the more you will able to help your self for the future.

In the conclusion, Saving money is the key nowadays and everyone have to spend wisely since we are observing tensions between the big countries like United States and Middle East. Their is a huge reason uncertainly in economy of many countries and they are struggling to survive. in this time period be aware with your expense and try to avoid spend on unnecessary stuffs. Save up your money from now onwards and be helpful for your family and kids.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by agreeing with the importance of saving money. However, the development of ideas is somewhat superficial. While you mention inflation and job insecurity, the connection between these global issues and the specific need for young people to save is not fully explored. The argument relies heavily on listing current events (e.g., layoffs at tech companies) rather than providing a structured analysis of why saving is a critical life skill. To improve, ensure that each paragraph focuses on a distinct, well-supported reason that directly answers the 'to what extent' aspect of the prompt.

Coherence and Cohesion — Band 5.5

The essay is organized into three paragraphs, which is a standard structure. However, the flow between ideas is often mechanical. You rely on basic transitions like 'Overall' and 'In the conclusion', but the internal logic within paragraphs is sometimes disjointed. For instance, the transition from discussing inflation to the hybrid work model feels abrupt. Additionally, the use of cohesive devices is limited, and some sentences are repetitive in their structure. Improving the use of linking words (e.g., 'consequently', 'furthermore', 'in light of this') would help create a smoother progression of ideas.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task but lacks the precision and variety required for a higher band. You use some relevant terms like 'inflation', 'multinational companies', and 'layoffs', but there are also instances of awkward phrasing, such as 'man force bandwidth' and 'unnecessary stuffs'. 'Stuffs' is an uncountable noun and should not be pluralized. Furthermore, there are errors in word choice, such as 'in term to save' instead of 'in order to save'. Expanding your range to include more academic collocations and avoiding informal or incorrect word forms will significantly improve your score.

Grammatical Range and Accuracy — Band 5.0

There are frequent grammatical errors throughout the text that occasionally impede clarity. Common issues include subject-verb agreement (e.g., 'every individual have to'), incorrect preposition usage (e.g., 'in all over the world'), and punctuation errors. The sentence structures are mostly simple or compound, with limited attempts at complex sentences. When complex structures are attempted, they often contain errors, such as 'the more you save... the more you will able to help'. To reach a higher band, focus on mastering basic sentence construction and increasing the variety of complex structures while ensuring they are grammatically accurate.

See this exact question answered at other band scores — the same prompt compared across bands.

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