Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-01

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In the modern era, saving money plays a crucial role in our daily life. In is more significant for every human, particularly young generation, to save money for their upcoming days. I firmly agree with the statement. This essay will examine the save money for their upcoming days on economical and health perspectives.

To begin with, one prominent aspect is that to reduceunnecessary waste of money. This is primarily because of their children better education system and to purchase favorite elements as well as the future investment of business. For instance, a recent study conducted by Dr. Moshiur Rahman Shuvo, a renowned economist at Dhaka University, revealed that around 70% of parents and young generation saved their money when they can reduces their unnecessary cost.

Additionally, another more significant subject is that people deposits their money on bank. This is due to the fact is that individuals uncertain health injury, when they use their saving money for their loving one or thyself. Similarly, many people deposit their earnings to buy a land or ornaments so that they can use it their future worthy. A clear example of this is highlighted in a project led by Dr. Kabir Mahmud Akash, a senior professor at Jahangirnagar University, which demonstrated that more than 60% educated and mature people saved their earnings to secure their future and handled uncertain occurs.

To sum up, although save money has some drawbacks, I believe that it is quite more significant for individuals especially young generation to save their money for their future. Because, it secure their upcoming days and it enhances people's level of confidence.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt and maintains a clear position throughout. The ideas are relevant, focusing on economic and health-related benefits of saving. However, the development of these ideas is somewhat limited. For instance, the explanation of 'better education system' and 'purchase favorite elements' is vague and lacks depth. While the essay covers the requirements, the supporting arguments are occasionally repetitive and lack the necessary analytical depth to reach a higher band. The inclusion of specific examples is a positive attempt, though they feel somewhat forced into the structure.

Coherence and Cohesion — Band 5.5

The essay is organized into logical paragraphs, and there is a clear introduction and conclusion. Cohesive devices are used, such as 'To begin with', 'Additionally', and 'To sum up', which help guide the reader. However, the use of these devices is sometimes mechanical or slightly unnatural. Referencing is occasionally unclear, such as in the phrase 'uncertain occurs', which disrupts the flow of the argument. The progression of ideas is generally logical, but the internal structure of the paragraphs could be improved to ensure a smoother transition between the topic sentence and the supporting evidence.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task but lacks precision and variety. There are several instances of awkward phrasing, such as 'upcoming days' (used repeatedly), 'favorite elements', and 'uncertain health injury'. These choices suggest a limited range of vocabulary and some difficulty with collocation. While the meaning is generally clear, the lack of more sophisticated or precise terminology prevents the essay from achieving a higher score. The student relies on basic vocabulary to express complex ideas, which limits the overall impact of the argument.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors. Examples include 'In is more significant', 'when they can reduces', 'people deposits their money', and 'uncertain occurs'. These errors are noticeable and occasionally impede the reader's understanding. While the student attempts complex sentences, the control over verb agreement, article usage, and word forms is inconsistent. The frequency of these errors indicates that the student has not yet mastered the grammatical structures required for higher band scores.

See this exact question answered at other band scores — the same prompt compared across bands.

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