Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-02

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Money is the king for all the time. It is significantly essential for every individual, all the young generation, to save hard earned currency for the upcoming time. It is irrefutable fact that, if one saves money now, money will save them later. Money is the reliable source which can help in the time of crisis, although every person should spend some portion of their money on their hobbies, adventure, food etc. to enjoy their life too.

Young generation should start earning as a part time while studying in school, which reduces the burden from the shoulder of parents for giving pocket money for their children. Children who starts earning from their very young age have plenty of advantages as compare to older generation. For instance, these youngster can easily secure their future as they were earning since long, rather than depending on the retirement salary like old citizens.

Everyone should invest more a quarter portion from their salary, no matter in what age group they belong to, to secure their future in time of hard days. For example, during COVID-19, when everyone was suffering globally because of the pandemic, employee were struggling to get their salary from their employers to buy essential products, businesses were plummeted dramatically, those will be the days when the saved money for future can help during disaster time.

To live happily, or just to survive, everything has a price which we have to pay, nothing is free nowadays in this rapidly developing world. All the essential things like water, electricity, food, comes after paying a price.

I firmly believe that everyone should save and invest some part of their salary for their future time, no matter what age group they are, also spend some money on their favourite things. Saving money would be never give any disadvantage to anyone.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt and maintains a clear position throughout. The ideas are relevant, such as the mention of financial independence during crises like COVID-19. However, the development is somewhat uneven. The argument regarding young people working part-time is a bit tangential to the core requirement of 'saving money,' as it focuses more on 'earning money.' Furthermore, some points, such as the paragraph about the cost of electricity and water, are underdeveloped and do not directly contribute to the argument about saving for the future. To reach a higher band, ensure every paragraph directly supports the central thesis with more depth.

Coherence and Cohesion — Band 6.0

The essay is organized into paragraphs, and there is a logical progression of ideas. Cohesive devices are used, such as 'For instance,' 'For example,' and 'To live happily,' which help guide the reader. However, some transitions feel a bit mechanical or repetitive. The referencing is occasionally unclear, such as in the sentence 'those will be the days when the saved money for future can help,' where the connection to the previous clause is slightly awkward. Paragraphing is generally appropriate, but the final paragraph is quite brief and could be better integrated into the conclusion.

Lexical Resource — Band 6.0

The vocabulary is adequate for the task, but it lacks the precision and flexibility required for higher bands. There are several instances of awkward collocations and word choices, such as 'Money is the king for all the time,' 'businesses were plummeted,' and 'hard earned currency.' While the meaning is clear, these errors indicate a limited control over more sophisticated lexical items. To improve, focus on learning natural collocations and avoiding overly informal or slightly inaccurate phrasing. The range is sufficient to communicate the main points but does not demonstrate a wide range of less common vocabulary.

Grammatical Range and Accuracy — Band 6.0

The essay uses a mix of simple and complex sentence structures. However, there are frequent grammatical errors that, while not impeding communication, are noticeable. Examples include 'Children who starts earning' (subject-verb agreement), 'as compare to' (should be 'compared to'), and 'Saving money would be never give' (incorrect verb structure). Punctuation is generally functional, but there are some issues with comma usage and sentence boundaries. To improve, focus on subject-verb agreement and the correct use of modal verbs and passive voice constructions.

See this exact question answered at other band scores — the same prompt compared across bands.

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