Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-02
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
According to the reference the main point is that is it important to save money for everyone for a better future.
In my opinion, yes it is very important for the young people to save money for their better future because while saving money in your young age help you a lot by helping you finical support you can spend money at good things you and invest them and make some profit. It will help you in several ways. If you save money you can buy a good thing in your future which can be profitable for you and for your life. for example, saving money in your young age and you may have that much money to buy a property and it is a good investment for those who save money for better future.
If we will notice that we are saving our all young age money at that time where we can live our dream life by spending those money on our self. If we cannot enjoy our young life by spending money own our needs it make us regret full for once in a time.
Saving money is good for all of us. We can save money at every kind of age not only when we are young we can save money when we are child or even a grown person.
In my experience I save my money in a saving bank when I was young and used to do job. Now in future I can buy good stuff and make good profit.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by expressing an opinion on saving money. However, the development of ideas is limited. While you mention investment and future security, the arguments are repetitive and lack depth. The counter-argument regarding spending money in one's youth is introduced but not effectively balanced or integrated into a cohesive argument. To improve, ensure each paragraph focuses on a single, well-developed idea supported by clear reasoning or specific examples. The current response relies on general statements rather than a structured exploration of the topic, which limits the overall impact of your position.
Coherence and Cohesion — Band 5.0
The essay is organised into paragraphs, but the logical progression between them is weak. The use of cohesive devices is minimal and often mechanical, such as the repetitive use of 'If' to start sentences. Referencing is sometimes unclear, for example, 'that time where we can live our dream life' lacks a clear antecedent. The flow of ideas is disjointed, making it difficult for the reader to follow the development of your argument. To improve, use a wider variety of linking words (e.g., 'furthermore', 'consequently', 'on the other hand') to connect your sentences and paragraphs more naturally.
Lexical Resource — Band 5.0
The vocabulary is basic and repetitive. You frequently use simple words like 'good', 'money', and 'save'. There are also issues with word choice and collocation, such as 'regret full' (regretful), 'saving bank', and 'spending money own our needs'. The range of vocabulary is insufficient to express complex ideas precisely. To achieve a higher band, you should aim to use more academic collocations and precise terminology related to finance and personal development, while ensuring that your spelling and word forms are accurate.
Grammatical Range and Accuracy — Band 5.0
The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede communication. Examples include 'while saving money in your young age help you a lot' (subject-verb agreement), 'spending those money' (plural/singular error), and 'at every kind of age' (unnatural phrasing). Punctuation is also inconsistent, particularly with comma usage. To improve, focus on mastering basic sentence construction, specifically subject-verb agreement and the correct use of articles and prepositions, before attempting more complex structures.
See this exact question answered at other band scores — the same prompt compared across bands.
Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.