Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-03
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
Yes, it is important for everyone, including young people, to save money for their future.
I totally agree with the statement that people of young age should save the money for their future because in future there can arrive different kind of problem such as; healthcare, education, food, shelter. people need safe water, food, clothes, education, and shelter to live a happy and comfortable life people do jobs earn money through different platform and open their own business.
The following things are essential for a normal people living a society. If we spend much of over job money and business money in doing party and enjoying going to the different location and spending time i the hotel room can't help us in your future life. life have been so un managed that the problem and accident can happen in any where with out taking our permission to arise.
we can live a lugurious after saving enough for us so that we don't have to panic in the serious time or situation and don't have to ask money from our friends and families. we have to save some amount of money to start a new life with your husband and wife after getting marriage we have take care of each other in every situation. In today generation the youngster believe than they have to earn for today only not thinking of the up coming time they get them into a big trouble by them self.
In conclusion, i believe that saving money for future is a good way of preventing us from future trouble. so it is good to save money.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt by expressing a clear position in favor of saving money. However, the development of ideas is limited. While you mention reasons such as healthcare and education, these points are listed rather than explored in depth. The arguments lack specific examples or logical expansion, resulting in a somewhat repetitive structure. To reach a higher band, you should focus on fully developing each point with clear explanations and illustrative examples. The conclusion is brief and does not summarize the main points effectively, which limits the overall impact of your argument.
Coherence and Cohesion — Band 5.0
The essay is organized into paragraphs, which helps the reader follow the general flow. However, the use of cohesive devices is very limited and often mechanical. Transitions between sentences are frequently missing or awkward, such as the abrupt shift in the second paragraph. The referencing is sometimes unclear, and the logical progression of ideas is hindered by repetitive phrasing. To improve, you should use a wider variety of linking words (e.g., 'furthermore', 'consequently', 'in addition') to connect your ideas more smoothly and ensure that each paragraph has a clear, singular focus.
Lexical Resource — Band 5.0
The vocabulary used is basic and often repetitive. You rely on simple terms like 'money', 'future', and 'life' throughout the text. There are also instances of incorrect word choice and collocation, such as 'normal people living a society' instead of 'people living in a society' and 'lugurious' (likely intended as 'luxurious'). The range of vocabulary is insufficient to express complex ideas with precision. To improve, try to incorporate more topic-specific vocabulary related to finance and personal management, and focus on using words in their correct context.
Grammatical Range and Accuracy — Band 5.0
The essay contains frequent grammatical errors that occasionally impede communication. There are consistent issues with subject-verb agreement (e.g., 'youngster believe'), article usage, and sentence structure. Many sentences are run-on or lack proper punctuation, making them difficult to parse. While you attempt some complex ideas, the lack of control over basic grammar prevents these from being expressed clearly. To improve, focus on mastering simple sentence structures first, ensuring correct subject-verb agreement and punctuation, before attempting more complex grammatical forms.
See this exact question answered at other band scores — the same prompt compared across bands.
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