Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-04

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In today’s world, money is very important factor of life. However, some people believe that it is important for everyone, including young people, to save money for their future, and I strongly agree with them on large extent.

Firstly, the money plays a crucial role in daily life. It helps to put out our daily expenses. Meanwhile, it is necessary to save money for them who are not in good condition financially or not employed because it help them somewhere in future when they get totally exhausted. Meanwhile, it is very good idea that parents should teach their children about money and its effects in our life so, they can understand how money is earned and what importance it have.

Another main advantage is that if young generation become mature about money in their young age then it will provide huge benefits to them in future. For instance, they start to avoid excess use of money in unnecessary things. Several other youngsters are seen on young ones.

Overall, saving of money future can put them out from any difficult situation like starvation or else.

On the contrary, saving of money is good but, if an individual use it for any good purpose then use should also encourage him because some projectable things also requires money to enhance their quality of skills.

To conclude this, I preferably suggest to all that money can help us in future but no one knows what will happen next. So, we should always be ready for any kind of condition in which money can play a major role.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt and maintains a clear position throughout. However, the development of ideas is somewhat limited. While you mention the importance of saving for daily expenses and future security, the arguments are not fully extended. For instance, the point about 'youngsters' is vague and lacks a concrete example to support the claim. To improve, ensure that each paragraph contains a clear topic sentence followed by a detailed explanation and a specific example. The conclusion is a bit repetitive and does not fully summarize the main points discussed in the body paragraphs.

Coherence and Cohesion — Band 6.0

The essay is organized into paragraphs, which helps the reader follow the flow of ideas. You use some cohesive devices such as 'Firstly', 'Another main advantage', and 'To conclude this'. However, the use of these devices is sometimes mechanical or slightly unnatural, such as the repetitive use of 'Meanwhile' to start sentences. Additionally, the logical progression within paragraphs is occasionally disrupted by unclear phrasing, particularly in the second body paragraph where the sentence 'Several other youngsters are seen on young ones' is confusing and lacks a clear connection to the preceding argument.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task but lacks the precision and variety required for a higher band. You rely on basic terms like 'very important', 'good idea', and 'good purpose'. There are also some awkward collocations and word choices, such as 'projectable things' and 'put out our daily expenses', which do not accurately convey your intended meaning. To reach a higher band, focus on using more academic collocations and precise terminology related to personal finance and economic responsibility, while ensuring that your word choices are natural and contextually appropriate.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Common issues include missing articles ('in today's world', 'in young age'), incorrect verb forms ('what importance it have'), and awkward sentence construction ('if an individual use it... then use should also encourage him'). While the meaning is generally understandable, the frequency of these errors prevents the essay from reaching a higher band. Focus on subject-verb agreement, consistent use of articles, and ensuring that your complex sentences are constructed with grammatical accuracy.

See this exact question answered at other band scores — the same prompt compared across bands.

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