Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-07

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

In this modern era, many people argue that it is beneficial for everyone including youngsters to save money for their future. In my opinion, I strongly agree with this notion and my opinion will be discussed i further paragraphs with a suitable conclusion

Supporting my agreement to the given statement, I firmly believe that people should save money from their income so they can use it when they are in trouble. Moreover, we need to save some amount of money from our pocket money because it will be helpful for us. For instance, any person who got retired from his job and he has no salary for paying bills then he can utilize his savings in that time.

Explaining some of the another supporting points in favour this statement, it is true that if a student conserve some money from his daily pocket money it will be advantageous for him because he can pay his university fees in future. he will never feel any burden on him and also on his parents. He can pay at least half installment from his savings. In addition, if he get in any emergency and he needs money then instead of asking it from anyone else he can use his savings.

In conclusion, I believe that everyone should save money for future because if one day they need money they will never ask for it to someone else. They will have their backup source. I believe that aforementioned points are strongly supporting my view point.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt and maintains a clear position throughout. The ideas, such as financial security during retirement and student independence, are relevant. However, the development is somewhat repetitive and lacks depth. For example, the argument regarding students paying university fees is a good point, but it could be expanded with more specific detail or a broader perspective on financial literacy. The conclusion is brief and merely restates the introduction rather than synthesizing the main points. To reach a higher band, ensure that each body paragraph provides a more thorough exploration of the implications of the topic.

Coherence and Cohesion — Band 5.5

The essay is organized into logical paragraphs, and there is a clear progression of ideas. Cohesive devices are used, such as 'Moreover', 'For instance', and 'In addition', though some transitions feel a bit mechanical or repetitive. The referencing is generally clear, although the flow between sentences could be smoother. The paragraphing is appropriate for the task, with a clear introduction, body paragraphs, and a conclusion. To improve, focus on using a wider variety of cohesive devices and ensuring that the relationship between sentences is more sophisticated and less reliant on simple additive connectors.

Lexical Resource — Band 5.5

The vocabulary is adequate for the task but lacks variety and precision. There is some repetition of basic terms like 'money', 'save', and 'future'. While the student attempts to use some topic-specific vocabulary, such as 'financial backup' or 'installment', the range remains limited. There are also minor errors in word choice, such as 'conserve' instead of 'save' or 'set aside'. To achieve a higher score, the student should aim to incorporate more sophisticated synonyms and collocations related to personal finance and economic planning, while ensuring they are used in the correct context.

Grammatical Range and Accuracy — Band 5.5

The essay uses a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally hinder the flow. Examples include 'any person who got retired' (should be 'retires'), 'if he get in any emergency' (should be 'gets'), and 'ask for it to someone else' (should be 'ask someone else for it'). Punctuation is generally functional, but there are some missing articles and awkward phrasing. While the meaning is usually clear, the frequency of these errors prevents the essay from reaching a higher band. Focusing on subject-verb agreement and correct preposition usage would significantly improve the accuracy.

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