Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Money is crucial for living in the society but saving money is essential for future . Many people believe that it is vital for individual to save money for forecast but critics argue that we should live our life without any saving .I completely agree that everyone including youth save funds .Therefore, the major part of essay would discuss points in favour of the given notion. However, some points against the given notion will also be discussed.

The advocates argue that saving funds help us in our hard time because life is unexpected we are not aware what will happen next. For instance , if person is diagnosed with disease with require more currency for treatment than if we have saving than it is good for us only in our emergency time. For youngsters , it become habit and development of good management skill.

Conversely, critics of this approach argue that it is wastage of money and time for future . We should live our today life and enjoy it .In present days ,it is hard to saving because we have more expenses than earning .The youth like to enjoy their present moments rather of thinking about anticipated .For cite an example , student are stress for paying fees, bills and rents however, they are unable to have amount for saving.

In a nutshell, I contend that saving money is beneficial for our appalling time additionally ,give us security for future .The young people learn saving and management skills from small age but the drawback is that nowdays it is not possible for saving due to more expenses.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The essay addresses the prompt and maintains a clear position throughout. However, the development of ideas is somewhat limited. While you mention the importance of saving for emergencies and skill development, the arguments are brief and lack depth. For instance, the point about 'management skills' is mentioned but not explained. Similarly, the counter-argument regarding the difficulty of saving due to high expenses is relevant but could be better supported with more specific examples beyond just mentioning bills and rents. To reach a higher band, ensure that each main idea is fully extended with clear reasoning and illustrative examples.

Coherence and Cohesion — Band 6.0

The essay is organised into logical paragraphs, and there is a clear introduction and conclusion. You use some cohesive devices such as 'Conversely', 'For instance', and 'In a nutshell'. However, the use of these devices is sometimes mechanical or slightly inaccurate, such as 'For cite an example' (which should be 'For example' or 'To cite an example'). Additionally, the transition between ideas within paragraphs could be smoother. The referencing is generally clear, but the overall flow is occasionally interrupted by awkward phrasing or minor grammatical errors that affect the cohesion of the sentences.

Lexical Resource — Band 5.5

The vocabulary is generally adequate for the task, but it lacks the range and precision required for higher bands. You use some repetitive or imprecise phrasing, such as 'currency for treatment' instead of 'funds for medical expenses' and 'appalling time' to describe emergencies, which is not the correct collocation. There are also some word-choice errors, such as 'forecast' instead of 'the future' and 'today life' instead of 'present life'. To improve, focus on learning collocations and using more precise academic vocabulary to express your ideas more naturally.

Grammatical Range and Accuracy — Band 5.5

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Common issues include subject-verb agreement (e.g., 'student are stress'), missing articles (e.g., 'if person is diagnosed'), and incorrect word forms (e.g., 'it is hard to saving'). Punctuation is also inconsistent, particularly with spacing around commas and periods. While the meaning is generally understandable, the high frequency of these errors prevents the writing from reaching a higher band. Focusing on basic sentence construction and proofreading for small errors would be highly beneficial.

See this exact question answered at other band scores — the same prompt compared across bands.

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