Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-08

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Writing task-2

Every human being in this existance have different way of thinking and all of us have different mind set , I totally agree with the given statement of "saving more for future".

To commence with, All of us are living in present, we don't know what can happen in future so, It is very important to save money because in todays era everything we need is sold and can be bought by money. Money is very important aspect of living nowadays with the help of money we can afford housing facilites, water and food which are common thing for human to survive. Saving money is important for everyone including young people for their future., Because no one knows what will happen in future and it is unpredictable thing and can occur any time. and we need to saving saving to bear that expense and if we don't have, one will have to borrow on high intrest.

Furthermore , I have experienced in real life this situation where I have seen this where saving plays an important and curtical role. when one of friend was going to pick up his friends and unexpectedly he got into excident and the first person was me who called because he knew that only one people among friends group knows and give important to saving is me , After that day he also started to saving.

Conclusion , Any incidents can occur and it is totally unpridected to guess not only in this situation it can also be helpfull for your future can get secured, so, everyone in todays era should save money for future.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by clearly stating a position in favor of saving money. However, the development of ideas is limited. While you mention the importance of saving for emergencies and basic needs, the arguments are repetitive and lack depth. The example provided about a friend's accident is somewhat confusingly narrated and does not effectively illustrate the broader economic argument for saving. To improve, you should aim to provide more sophisticated reasons, such as the benefits of long-term financial security, investment opportunities, or the psychological peace of mind that savings provide, rather than focusing primarily on basic survival.

Coherence and Cohesion — Band 5.5

The essay is organized into paragraphs, which is a positive step. However, the logical flow is frequently interrupted by awkward phrasing and a lack of cohesive devices. Transitions like 'To commence with' and 'Furthermore' are used, but the internal structure of the sentences often makes the progression of ideas difficult to follow. For instance, the transition between the general need for money and the personal anecdote about the accident is abrupt. Improving the use of linking words and ensuring that each sentence builds logically upon the previous one will significantly enhance the coherence of your writing.

Lexical Resource — Band 5.0

The vocabulary is generally basic and repetitive. You rely heavily on simple terms like 'money', 'important', and 'future'. There are also several spelling errors, such as 'existance', 'curtical', 'excident', and 'unpridected', which distract the reader. While you attempt to use some topic-specific vocabulary, the range is limited and does not demonstrate the flexibility required for higher bands. To improve, focus on learning synonyms and collocations related to finance, such as 'financial stability', 'emergency fund', or 'long-term investment', and pay closer attention to spelling accuracy.

Grammatical Range and Accuracy — Band 5.0

The essay contains frequent grammatical errors that occasionally impede communication. Issues include subject-verb agreement (e.g., 'Every human being... have', 'one of friend was'), incorrect article usage, and run-on sentences. The sentence structures are mostly simple, with limited attempts at complex sentences. When complex structures are attempted, they often contain errors, such as 'Because no one knows what will happen in future and it is unpredictable thing'. To reach a higher band, you need to focus on mastering basic sentence construction, punctuation, and ensuring consistent subject-verb agreement throughout your work.

See this exact question answered at other band scores — the same prompt compared across bands.

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