Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-11

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Money is the basic need of life. which can bring each kind of happiness to lives.

it is necessary for each individual,including the younger folks to keep in account for their upcoming future needs.

In this essay i strongly agree with the given statement.

the given statement stressed on the each individual to keep saving money for their future not only the elder generation by also the younger generation should do the same criteria to save money in their account . because saving money would bring a lots of opportunities to our lives . it build a manner of money inclination among the individuals to build their future according their needs.the main reason is that they can use this money in future for their education and even is they are graduated they can still use this money to create a business for themselves and get a lot of goods through running that business.

certain individual argue with this opinion and claims that people use their pocket money on time whenever they are having any.from my experience when i was kids i usually used to save money when someone would give me .i kept on saving until i became an adult. at the age of 18 i started my own business using that money i saved for my future. nearly within two years i got doubled by business and now i own two restaurants of my own .

In conclusion i strongly agree with the given statement that every individual should keep on saving money for their future.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The essay addresses the prompt and maintains a clear position throughout. However, the development of ideas is somewhat limited. While you provide a personal example regarding your business, the explanation of why saving is important for young people is a bit repetitive and lacks depth. To improve, you should aim to expand on the broader societal or economic benefits of financial literacy for youth, rather than focusing primarily on personal anecdotes. The response is sufficient in length, but the arguments could be more sophisticated to reach a higher band. Ensure that each paragraph focuses on a distinct, well-supported point to demonstrate a more thorough exploration of the topic.

Coherence and Cohesion — Band 5.5

The essay is organized into paragraphs, but the logical flow is hindered by mechanical and sometimes inaccurate use of cohesive devices. For instance, the transition between the introduction and the body paragraphs is abrupt. There is a lack of variety in linking words, and some sentences are joined awkwardly, such as 'because saving money would bring a lots of opportunities'. The use of referencing is occasionally unclear, making it difficult for the reader to follow the progression of your argument. To improve, focus on using a wider range of transition signals (e.g., 'furthermore', 'consequently', 'in contrast') to connect your ideas more fluidly and logically.

Lexical Resource — Band 5.5

Your vocabulary is adequate for the task but remains quite basic. You rely on simple phrases like 'basic need of life' and 'lots of opportunities'. There are also some noticeable errors in word choice and collocation, such as 'keep in account' instead of 'keep in mind' or 'save', and 'get a lot of goods' which is vague. To achieve a higher score, you should attempt to use more precise, academic vocabulary related to finance and personal development. Avoid repetitive phrasing and try to incorporate less common lexical items that demonstrate a more nuanced understanding of the topic.

Grammatical Range and Accuracy — Band 5.0

The essay contains a mix of simple and complex sentence structures, but there are frequent grammatical errors that occasionally impede clarity. Common issues include incorrect punctuation (e.g., starting sentences with lowercase letters), missing articles, and subject-verb agreement errors, such as 'when i was kids' and 'i got doubled by business'. While the meaning is generally understandable, these errors are persistent throughout the text. To improve, focus on proofreading for basic sentence construction, capitalization, and verb tense consistency. Increasing your control over complex sentence structures will also help improve your score in this criterion.

See this exact question answered at other band scores — the same prompt compared across bands.

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