Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-12

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

It is argued that preserving money for future is necessary for everyone mainly young people for better career and finance option. I strongly agree with this kind of planning and think they should be used in this whole world.

Firstly, The savings of earnings is very important but only works if there is proper planning because you have to spend your money to keep in mind about the future. To plan anything, there must be proper research about hte future expenses that is going to be incurred and have a maximum impact on your wealth. Although, Saving money really demand your precious time and energy in order to make the things easy and effective for future use.

For example: One of my friend yasir who failed to save his future is respect to proper hardwork, discipline, time and energy but he lacks on proper planning and execution which costs him money and his all way of earning of profit from derivatives market.

On the other hand, If we talk about the young individuals, It is necessary for them to preserve their money for future use if they belong to the middleclass family as we all know there will always be a huge reqiurement of money their family so if young people starts savings their money from very young age then it will solve so much problem which is going to come in near future such as sister marriage, parents health and their overall expenses.for ex : A young one has problem for cancer so it ultimately he will save some portion of his income for the better treatment in future.

In conclusion, I want to say that it is very benifical to save the money for future irrespect of having any uncertainity. This money can be used for the betterment of career, health and even for insfratructure.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The student addresses all parts of the task by taking a clear stance on whether young people should save money for their future. The position is maintained throughout the response. Ideas are introduced and supported, such as discussing family responsibilities like a sister's marriage and parents' health, which fit well within the prompt's scope. However, some arguments lack full extension and suffer from slight vagueness in development, placing the response comfortably within the Band 6 descriptor. While the ideas are relevant, they could be explored with more depth and precise real-world examples rather than brief, generalised assertions. For instance, the mention of cancer and derivatives markets lacks smooth integration, showing a tendency to under-develop certain points.

Coherence and Cohesion — Band 5.5

The essay displays a coherent overall arrangement with clear paragraphing, dividing the introduction, body points, and conclusion into distinct sections. Cohesive devices are employed, such as 'Firstly,' 'On the other hand,' and 'In conclusion,' though they are sometimes used mechanically. Referencing is occasionally unclear, as seen in phrases like 'think they should be used in this whole world' where pronoun reference is ambiguous. Logical progression is maintained between paragraphs, but the internal flow of sentences can feel disjointed due to awkward phrasings and punctuation issues. Overall, the organizational structure meets the criteria for Band 6, featuring adequate signposting despite some lapses in cohesive control.

Lexical Resource — Band 5.5

The student attempts a range of vocabulary suitable for an academic response, including terms like 'uncertainty,' 'betterment,' 'infrastructure,' and 'derivatives market.' However, there are noticeable word-choice and collocation errors that hinder precision, such as 'preserving money for future,' 'reqiurement of money,' and 'benifical.' Spelling mistakes ('hte,' 'yasir,' 'insfratructure') and awkward phrasing occur throughout the text. While the vocabulary is adequate to convey the basic message and communicate the writer's ideas, the frequent errors in word formation and spelling prevent the response from achieving a higher band score, aligning it best with Band 5.5 or Band 6.0 descriptors.

Grammatical Range and Accuracy — Band 5.5

The essay demonstrates a mix of simple and complex sentence forms, attempting structures like conditional clauses and relative clauses (e.g., 'if young people starts savings their money... then it will solve so much problem which is going to come'). However, grammatical accuracy is weak, with frequent errors in subject-verb agreement ('young people starts savings'), missing articles, and awkward phrasing that impacts readability. Punctuation is also problematic, particularly with lowercase letters at the beginning of sentences following colons or periods ('for ex : A young one...'). Despite these recurring errors, the meaning is generally clear and communication is rarely impeded, pointing towards a Band 5.5 performance.

See this exact question answered at other band scores — the same prompt compared across bands.

Browse more IELTS Writing model answers or get your own writing scored by the same AI examiner.