Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-14
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
Money cant buy happiness among individuals . It is cricial for everyone , specially youngsters , they should save money for future . I strongly agree with this statement for which vindication would be elaborated in the upcoming paragraphs .
To commence with , there are several agree reasons associated with it .The first and foremost point is , become independent . To explain with , young people save money for future because they become independent in their older age . they do not need overdepend on others . Moreover , they can easily maintain their daily expances and also pay by own self . For example , they travel many places and explore new cities or enjoy .There fore , it is not important for only younger it is cricial for all age group .
Moving further , there are numerous agree points in it . The most prominent point is , beneficial for future . when student save money and they can easily pay fees of collage or university . In addition , saved money they can use it in every emergency situation . For example , difficult situation like daily hurdels of life or some health issues . Therefore , they should save money for upcoming difficults days because we do not the future which situation is comming .
In conclusion , after taking all the aspects in my concendration , i would like to emphazise that , save money is important for every individual for their future , because we no which hurdels we face in the future related to money .and younger save money to pay fees or elder save for medical treatementa and some saves money for traveling and so on .
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.0
The response addresses the prompt directly, taking a clear stance that saving money is vital for all age groups, particularly young people. The writer presents relevant ideas, such as financial independence, funding education, and preparing for emergencies, supporting them with general examples like college fees and health issues. However, the development of these ideas is somewhat repetitive and simplistic, showing a tendency to over-generalise. While the main position is sustained throughout the essay, the arguments lack depth and sophisticated elaboration, placing the response firmly at Band 5.0 for this criterion.
Coherence and Cohesion — Band 5.0
The essay is organised into four paragraphs with a clear introduction and conclusion. However, the logical progression is hindered by repetitive phrasing and awkward transitions such as 'To commence with' and 'Moving further'. Cohesive devices are used mechanically and sometimes incorrectly, such as starting multiple sentences with 'To explain with' or 'The most prominent point is'. Paragraphing is attempted, but the internal flow of ideas lacks coherence due to choppy sentence structures and frequent punctuation errors around conjunctions. Overall, the organisation shows some structure but lacks smooth progression, fitting the Band 5.0 descriptor.
Lexical Resource — Band 5.0
The vocabulary used is basic and repetitive, with frequent reliance on simple words like 'money', 'future', 'save', and 'important'. There are notable spelling and word-choice errors throughout the text, such as 'cricial' instead of crucial, 'expances' instead of expenses, 'hurdels' instead of hurdles, 'concendration' instead of concentration, and 'treatementa' instead of treatments. These lexical inaccuracies and the limited range of vocabulary restrict the response to Band 5.0, as the errors occasionally cause strain for the reader.
Grammatical Range and Accuracy — Band 5.0
The writer demonstrates a very limited range of grammatical structures, relying heavily on simple sentences and basic subject-verb constructions. Attempts at complex or longer sentences frequently result in grammatical errors, such as missing articles ('young people save money for future'), incorrect verb forms ('we do not the future which situation is comming'), and run-on structures. Frequent punctuation errors, including unnecessary spaces before punctuation marks and incorrect comma usage, are present throughout. These persistent errors cause difficulty for the reader and reflect Band 4.5 to 5.0 control.
See this exact question answered at other band scores — the same prompt compared across bands.
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