Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-14
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
in the contemporary era, saving money is crucial for individuals. some people often encourage young people to save expenditure for future use. i strongly agree that saving money is beneficial for everybody.
first and the foremost, one reason why saving is essential is that future is unpredictable. many unforeseen situations happens in life of person, if they save money then can be capable for handle the circumstance. for instance, if a family faces financial cricces then they able to tackle these issues without asking assistance for others in the form of money. moreover, encouraging children's to save money is beneficial for them. they know the value of money and manage their things wisely. further, teenagers become more independent and ready for surviving their lives.
on the other hand, some people believe that present life is precious. so, people must enjoy their lives without any worry. in addition, they prefer to live luxury life and buy anything which they need or not according to their taste.
in conclusion, even though money is important but without saving people never fulfill their dreams.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.0 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.0
The response addresses the task by presenting a clear position agreeing that saving money is important for everyone, including young people. The student attempts to develop relevant ideas, such as unpredictability in life, financial crises, and teaching independence to children. However, the development remains limited and lacks depth or specific personal examples. Furthermore, a major constraint is length: the essay contains only 180 words, failing to meet the required 250-word minimum. This significant shortfall prevents full development of the arguments and leads to a penalty under Task Achievement. Consequently, the response aligns best with Band 5 descriptors for this criterion.
Coherence and Cohesion — Band 6.0
The text exhibits basic organizational structure with clear paragraphing, including an introduction, body paragraphs addressing both sides of the argument briefly, and a conclusion. Cohesive devices are utilized to connect ideas, such as 'first and the foremost', 'moreover', and 'on the other hand'. However, the progression is occasionally disrupted by mechanical transitions and simple linking patterns. Referencing is generally clear, but the overall logical flow is somewhat basic and abbreviated due to the shortness of the response. The coherence meets the requirements for a Band 6, where the arrangement is generally coherent despite some mechanical faults.
Lexical Resource — Band 5.0
The student demonstrates an adequate vocabulary range to communicate basic points about saving money. Words and phrases like 'contemporary era', 'unforeseen situations', and 'independent' show some attempt to use varied vocabulary suitable for the topic. However, there are notable word choice and collocation errors, such as 'save expenditure', 'financial cricces' (crises), and 'surviving their lives'. Additionally, spelling errors ('cricces') and capitalization issues ('i') detract from lexical control. The vocabulary is minimally adequate for the task, fitting the Band 5 descriptor.
Grammatical Range and Accuracy — Band 5.0
The writer attempts a mix of simple and complex sentence forms, utilizing conditional structures like 'if a family faces... then they able to...'. However, grammatical control is weak, with frequent errors including missing articles, subject-verb agreement issues (e.g., 'unforeseen situations happens'), and malformed verb phrases (e.g., 'then can be capable for handle'). Punctuation and capitalization are also neglected throughout the response. Because errors occur frequently and sometimes cause difficulty for the reader, this performance corresponds to a Band 5.
See this exact question answered at other band scores — the same prompt compared across bands.
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