Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

In today's world, saving money is very crucial for all ages, including young pupils and teenagers. I strongly agree with this statement because it provides financial security and stability. It also gives advantage like achieve their long-term goals.

The mail reason why everyone in society should save money is that it provides financial security during unexpected situations. Nowadays people may face any medical emergency or accident, unexpected unemployment or expensive rates or repairs. Having some saved money also gave people to backup support without borrowing money from loans and others. For example, todays AI era people can face any unexpected loss of their job, so in that type of situation saved money helps them to get bankrupt helps them to pay basic expense like rents and food until they get a new job.

In addition, saving money from early age also helps them to get their long-term goals and good amount off fund, that can help them in older age. that amount also helps them to buy property, higher study, and also helps them to start a new business. If individual stars save money from early age, in older age they make very big amount of money that will help them to buy their dream product or thing. For instance, teenager who save small amount of money every month by smart money like SIP or stocks in future they save very big amount of money and that money helps them to stats business or they can get retired.

In conclusion, I strongly agree that saving money from early age, it leads to helps them future unexpected situations and also give them financial security in long-term.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The student addresses all parts of the prompt, taking a clear stance in agreement that everyone, including young people, should save money for the future. Ideas are extended with explanations and relevant examples, such as mentioning unexpected medical emergencies, job loss in the AI era, and investments through SIP or stocks. While the ideas are relevant and properly supported, some supporting points tend to generalise or repeat slightly in terms of content, placing the response solidly in Band 6.0 or 7.0. The development is coherent and directly answers the prompt requirements.

Coherence and Cohesion — Band 6.0

The response features a clear overall organisation with a discernible introduction, two distinct body paragraphs focusing on security and long-term goals respectively, and a conclusion. Paragraphing is used appropriately to separate ideas. Cohesive devices are employed to connect sentences and paragraphs, such as 'In addition', 'For example', and 'In conclusion'. However, referencing and transitions are sometimes mechanical, and occasional phrasing like 'The mail reason' indicates minor organizational flaws. Overall arrangement is coherent, matching the Band 6 descriptor well.

Lexical Resource — Band 6.0

The student attempts a range of vocabulary suitable for the task, including terms like 'financial security', 'unexpected situations', and 'long-term goals'. However, there are noticeable lexical inaccuracies and awkward word choices, such as 'mail reason' instead of 'main reason', 'give people to backup support' instead of 'provide people with backup support', and 'stars save money' instead of 'start saving money'. Despite these vocabulary errors and a few spelling slips, the meaning remains clear throughout, aligning with the Band 6 descriptor.

Grammatical Range and Accuracy — Band 5.5

The student demonstrates a mix of simple and complex sentence forms, utilising structures such as conditional and relative clauses. There are, however, several grammatical errors throughout the text, including missing prepositions, tense inconsistencies (e.g., 'gave people to backup', 'teenager who save'), and article errors ('from early age'). While these errors are frequent enough to prevent a higher band score, they rarely impede overall communication or obscure the writer's meaning, which justifies a Band 5.5 score.

See this exact question answered at other band scores — the same prompt compared across bands.

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