Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-14

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Almost all people believes in the idea of saving money for future and wishes to have as much as wealth foe their families by saving money for future. This includes everyone from young people to old age people. I second to this statement to very much extent but i have few contradictions as well to the idea of saving money for future.

No doubt, in current times moeny plays a very significant role in everyones life. It almost has the ability to enable people to live a happy, contended life while maintaining a good lifestyle. In today's era, where everyone is running a race of making most money and saving it for future, we have somehow lost the ability to stop and live in the moment. To some extent this idea of making money is understandle because not only because making money is vital, it's a basic need to everyone. However, what I don't support is is the idea of constant pressure that you get to face just to make money.

Based on research, people nowadays are more keen, competent and willing to do almost everything wheather it is ethically correct or not to make money. I personally more lean towards the idea that investing this money in upgrading your lifestyle, is more beneficial. Exploring the world in young age is one of the best investement one can do in their twenties or thirties. Rather than saving the money, it's far better to invest the money in right places so that it keep growing with time or else it'd just get depreciated in the longer run.

I firmly support the idea that real luxury is in the financial freedom. So, financial planning is vital skill to have so you can escape the cycle of saving money by investing in the correct assets which helps your wealth grow over time exponentially.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses the prompt by discussing the importance of saving money while presenting a nuanced personal view that questions the constant pressure of accumulation, advocating instead for lifestyle investment and financial freedom. Your position is clear throughout the essay. However, some ideas are slightly under-developed, particularly when you transition from discussing the race to make money into your alternative view on investing in experiences and assets. You attempt to cover the main aspects of the task, but the arguments could benefit from deeper elaboration and more specific examples. This aligns well with the Band 6 descriptor where all parts are addressed, but some areas feel limited and need further extension.

Coherence and Cohesion — Band 6.0

Your essay displays a generally coherent overall arrangement, and you have attempted to structure your response into clear paragraphs. However, cohesion is sometimes faulty or mechanical, as seen in transitions like 'No doubt, in current times moeny plays...' and 'I second to this statement to very much extent'. Paragraphing is present, but the logical progression between paragraphs could be smoother. Referencing is occasionally unclear, and repetitive use of transitional phrases limits your flow. This fits comfortably within the Band 6 criteria, where logical organisation is present but cohesion is at times mechanical or faulty.

Lexical Resource — Band 6.0

You demonstrate an adequate range of vocabulary for the task, attempting some less common lexical items such as 'depreciated', 'financial freedom', and 'exponentially'. However, there are noticeable spelling errors ('moeny', 'contended' instead of contented/content, 'understandle', 'wheather', 'investement') and awkward word choices ('to very much extent', 'old age people'). While these errors do not completely impede communication, they recur frequently enough to prevent you from reaching a higher band. This performance reflects the Band 6 descriptor, where an adequate range is used with some inaccuracy and spelling slips.

Grammatical Range and Accuracy — Band 6.0

You use a mix of simple and complex sentence forms throughout the essay, such as 'In today's era, where everyone is running a race of making most money and saving it for future, we have somehow lost the ability to stop and live in the moment.' However, there are several grammatical errors and awkward phrasing choices, including subject-verb agreement issues ('Almost all people believes', 'is is the idea') and missing articles ('to everyone', 'vital skill'). Punctuation and sentence structures are generally clear enough that communication is rarely impeded, placing your grammar score securely at Band 6.

See this exact question answered at other band scores — the same prompt compared across bands.

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