Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-16

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this contemproary era, Saving the money has became imperative part of everyone's life especially for the young generation to save it for the future needs. whether, the money can buy everything except the life and to fullfill their dreams. I completely accord with this notion. ths essay will not only elaborate the importance of money in the future but also my point of view will be highlighted in the conclusion.

Comencing with the most salient reason, that why money important to save of the future uncertanity. initially, the youngsters are now saving money instead of spending or wasting the money for their enjoyment or buying new things. as by saving they can easily passs their difficult time in case of emergency, that money is saved today can be utilize in the future. For instance, In India, the recent study depicts that number of expenditure done by the young people has reduced, frequently they are saving it and only buy things that crucial in their daily life to survive in the society. this leads to storing money for some unpredictable problems or causes that might be lockdown or spread of virus in the country at time this saved money assists myriad of youngsters to live and easily fight with it.

On the other hand, the uncertanity of future enforrce them to save money and some individuals have made as a hobby. so that they can easily tackle the future situation. wwhereas, if they save money, they can know the imortance of it in life and thinks for several times where they have to spend, as it is right or wrong. for example, in the foriegn countries such as Usa, Canada and many more countries, the students living there generally save

the majority of money from their income and only do expenditure which is neccessary rather than just wasting it. as the youngsters know how money is earn, so they are well know about the hardwork done to earn some money. Consequently , thay are saving money for the future needs because no one has seeen the future.

To recapitulate, saving money is key to overcome future needs which are unexpectable. According to my pont of view, everyone has to save but for the youngsters is more important because they are future generations, in case of emergeny , the saved money can be easily utilize athe right place and time.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by clearly taking a stance in agreement with the statement that everyone, including young people, should save money for the future. The writer attempts to develop ideas around financial security during emergencies and the value of hard-earned money. However, the development is somewhat repetitive, and the ideas lack deep extension. For instance, the reference to India and the pandemic is introduced but remains superficial rather than fully explored. A clear position is maintained throughout the essay, meeting the requirements for a Band 6.0.

Coherence and Cohesion — Band 5.0

The essay is divided into four paragraphs, showing an overall logical arrangement with an introduction, two body paragraphs, and a conclusion. However, cohesion is frequently faulty and mechanical. There are issues with referencing and transition words (e.g., 'Comencing with', 'initially', 'wwhereas'). Paragraphing is present, but internal cohesion within sentences often breaks down due to punctuation errors and run-on structures. These issues place the response firmly in the Band 5.0 to 5.5 range, leaning towards a Band 5.0 due to the mechanical and sometimes confusing flow of ideas.

Lexical Resource — Band 5.0

The student uses an adequate range of vocabulary for the task, attempting some less common items such as 'imperative', 'uncertanity', and 'crucial'. However, there are frequent spelling errors ('contemproary', 'fullfill', 'Comencing', 'passs', 'enforrce', 'imortance', 'foriegn', 'thay', 'pont', 'unexpectable') and word-choice inaccuracies (e.g., 'do expenditure', 'how money is earn'). While communication is not severely impeded, the density of spelling mistakes and lexical slips prevents the score from reaching a higher band, making Band 5.0 an accurate reflection.

Grammatical Range and Accuracy — Band 5.0

The writer attempts a mix of simple and complex sentence forms, but control over grammar and punctuation is weak. There are frequent errors in capitalization, comma splices, subject-verb agreement, and sentence boundaries (e.g., starting sentences with lowercase letters, 'whether, the money can buy everything...', 'that money is saved today can be utilize...'). Many complex structures are faulty, and punctuation is often neglected or misused. These persistent grammatical errors cause some difficulty for the reader and align with the Band 5 descriptors.

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