Band 4.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-09-16
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 4.5)
Nowadays there are high living expenses .so it is not easy to other people and young people to save money for furter life . I disagree with this notion . This essay will discuss there realvant reasons to oppose this idea in upcoming paragraph .
predominantly main reason to oppose this idea is high living cost .To be more precise individuals have high expenses for living . it is not easy to save money for future . People had less job opportunities . As a result if they save money for further life they work hard and extra work which cause health issues like stress tension. Moreover another reason is finicical satable in modern era mostly people dont have thera sutable jobs like good salary. So its not able to manage everything in in less salary.
Furthermore some people spend money on useless things like extra clothes buying or other so they stop so they reduce expenses .to justify they save money which they spend on useless things .its helps to financially stability in life .additionally another fact is
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 4.0 |
| Coherence and Cohesion | 4.5 |
| Lexical Resource | 4.5 |
| Grammatical Range and Accuracy | 4.5 |
| Overall | 4.5 |
Task Achievement / Task Response — Band 4.0
The response attempts to address the prompt regarding whether everyone should save money, but the stance is somewhat confusingly argued and remains under-developed. Furthermore, the length requirement has not been met, as the essay contains only 179 words against the 250-word minimum, cutting short the development of ideas. While the writer touches on living costs and financial stability, the arguments lack extension and evidence. Consequently, the task response is limited. Band score: 4.0.
Coherence and Cohesion — Band 4.5
The essay is poorly paragraphed and lacks clear overall progression. The introduction is disjointed, featuring punctuation errors like 'expenses .so'. Cohesive devices are used minimally and repetitively (e.g., 'Moreover', 'Furthermore', 'additionally'), and the final sentence trails off without completion ('additionally another fact is'). Paragraphing is insufficient and abruptly ends mid-thought. While some logical links are attempted, the overall arrangement is faulty. Band score: 4.5.
Lexical Resource — Band 4.5
The vocabulary used is basic and repetitive, with numerous spelling and word choice errors throughout the text (e.g., 'furter' for future, 'relevant' for relevant, 'finicical satable' for financially stable, 'thera' for their). Less common lexical items are attempted but are consistently inaccurate or incorrectly collated. These lexical inadequacies frequently strain the reader's understanding. Band score: 4.5.
Grammatical Range and Accuracy — Band 4.5
Grammatical control is weak, with a very limited range of structures successfully produced. Attempts at complex sentences are faulty and lead to frequent errors, such as 'mostly people dont have thera sutable jobs' and 'So its not able to manage everything in in less salary.' Punctuation and capitalization are frequently mishandled, and sentence boundaries are often blurred. Errors cause considerable difficulty for the reader. Band score: 4.5.
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