Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-16

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

In this futuristic world money is like an oxygen of life. Money saving for future entities is very vital subject for everyone, and youngster of world. I totaly agree with statment

Saving money is very crucial to fullfill basic need of life for youngsters in future. Because when everyone bacame adults, they often face basic need of life, Everyone need to buy thier personal home to grow happy family and they need to fullill their needs such as education, household and living expenses. if they saved money they can use from them. For example, when i was child i was have habit of saving money and saved some money. When I travel to china for study but my university was far from my living place. I was need to travel by bus spending money daily which cost me very expensive, So i decided to buy an electric bike by that saved money which cost me very cheap and reduced my daily expenses. Therefore, Saving money can help you support you financial stress in future.

Moreover, Saving money can lead you to good social status. Because, poor person is not respected in society, he need to go get loan everytime and he can not afford good qaulity of life as compared to others. For example, there is person in our relatives, When he do work and earn lot of money. He don't go to work and spend that moeny without working. When he finshed that amount, it will became very difficult for him to get new work. Then he go to other relatives for borrowing money, where he is not respected by them. As a result, Saving many can can provide you respect in society.

In conclusion, Saving money for future is very essential in life.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by clearly stating a position agreeing that saving money is important for everyone, including young people. The writer provides relevant ideas to support this view, such as fulfilling basic needs in the future, avoiding financial stress, and maintaining a good social status. However, the development of these ideas is somewhat limited and repetitive. For instance, the example about buying an electric bike in China illustrates personal experience, but the explanation regarding social status relies heavily on an anecdotal relative rather than fully developed societal arguments. Despite these limitations, all parts of the task are addressed and a clear position is maintained throughout, fitting the Band 6 descriptor well.

Coherence and Cohesion — Band 5.0

The essay presents a coherent overall arrangement with a clear introduction, two distinct body paragraphs, and a brief conclusion. However, paragraphing and logical progression are hindered by frequent mechanical or faulty cohesive devices. Words like 'Moreover', 'Therefore', and 'As a result' are used, but referencing is sometimes unclear, and transitions between sentences can feel abrupt. For example, the sentence 'When he do work and earn lot of money' disrupts the flow within the second body paragraph. Additionally, there are pronoun reference issues, such as 'when i was child i was have habit'. These issues place the response firmly in the Band 5 to 6 range, with Band 5 reflecting repetitive and sometimes inaccurate cohesive devices.

Lexical Resource — Band 5.0

The vocabulary used is adequate for the task, allowing the writer to communicate basic ideas about finance and lifestyle. However, there is a limited range and frequent errors in word choice, collocation, and spelling. Examples of lexical inaccuracies include 'youngster of world', 'totaly', 'statment', 'fullfill basic need', 'qaulity', and 'moeny'. While the writer attempts some less common vocabulary such as 'financial stress' and 'social status', spelling and morphological mistakes are noticeable throughout the text ('bacame', 'fished'). These errors do not completely impede communication, which aligns with the Band 5 descriptors.

Grammatical Range and Accuracy — Band 5.0

The student attempts a mix of simple and complex sentence forms, but grammatical accuracy is weak. There are frequent errors in verb tense, subject-verb agreement, and articles. Examples include 'money is like an oxygen of life' (missing article), 'youngster... is' (plural/singular mismatch), 'when everyone bacame adults' (tense error), 'I was need to travel' (incorrect passive/active mix), and 'he go to other relatives' (missing third-person 's'). These errors are frequent and occasionally cause difficulty for the reader, fitting the Band 5 criteria for grammar.

See this exact question answered at other band scores — the same prompt compared across bands.

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