Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-17
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
It is crucial for every person to save money for their future incliding young generation. They can use this fund in medical and financial emergency. I completely agree with this statement.
On the one hand, save a small portion of salary is important of everyone. This saving provides them financial stability and they can not dependent on other people. Moreover, people can save funds in different way such as buy gold and properties or they can invest in markets as well. For example, most of old people believe in saving and they save money in form of buy a gold. Accoding to them, it provides financial stability in future and if individuals face suituation like medical emergency, they can easily managet it without dependency. Furthermore, parents should ancourage their children to save money at early age. Perticular in developing countries, where a panssion system is not available.
On the other hand, some people think that they can not compromice their dreams. They have to spend their salaries on trips and tures. Moreover, they can use it to buy various luxurious items. For instance, young people beleive that time and dream are pivotal than money. According to them differnt experiences are more crucial. In addition, instated of saving money, they want to take risk and invest in share markets. At the end, they can make more money from it or might be loss it.
In conclusion, complete their dreams and buy some luxurious items is important for young generation, but parents should encurage their childrean to save money for their future security and for emergency.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 6.0 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.5 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses all parts of the task by presenting a clear position agreeing with the statement, supported by reasons regarding emergencies, financial stability, and life experiences. The student includes relevant examples, such as old people buying gold and young people focusing on trips or investments. However, the development of ideas is somewhat limited and repetitive, which prevents the essay from reaching higher band scores. The main arguments are stated rather than fully extended, and the conclusion slightly contradicts itself regarding the primary thesis. Overall, the task is addressed adequately, fitting the criteria for Band 6.
Coherence and Cohesion — Band 6.0
The essay is divided into clear paragraphs, including an introduction, two body paragraphs, and a conclusion, showing a coherent overall arrangement. Cohesive devices such as 'On the one hand', 'On the other hand', 'Moreover', and 'For example' are used to signal logical relationships, though referencing and linking are occasionally mechanical or faulty (e.g., 'At the end, they can make more money from it or might be loss it'). Paragraphing is used appropriately to separate contrasting views on saving versus spending, meeting the requirements for a Band 6 score.
Lexical Resource — Band 5.5
The student uses an adequate range of vocabulary for the task, attempting some less common items such as 'financial stability', 'luxurious items', and 'pension system' (misspelled as 'panssion'). However, there are frequent word-choice and spelling errors throughout the text, including 'incliding' for including, 'save a small portion' instead of saving a small portion, 'suituation' for situation, 'managet' for manage, 'ancourage' for encourage, 'Perticular' for particularly, 'compromice' for compromise, 'tures' for tours, 'beleive' for believe, 'differnt' for different, 'instated' for instead, and 'encurage'/'childrean'. While these errors do not impede communication, they reflect limitations in lexical control, placing the response firmly at Band 5.5.
Grammatical Range and Accuracy — Band 5.5
The response demonstrates a mix of simple and complex sentence forms, such as conditional and relative clauses ('where a pension system is not available'). There are frequent grammatical errors in verb forms, prepositions, and word classes, such as 'save a small portion of salary is important of everyone', 'they can not dependent', 'in form of buy a gold', and 'complete their dreams... is important'. Punctuation is generally acceptable, and while errors are frequent, they rarely impede overall communication. This performance aligns well with the Band 5.5 descriptors.
See this exact question answered at other band scores — the same prompt compared across bands.
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