Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-17
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
It is considered that the saving money for the future is benefical for every individuals, especially for young people. I firmly agree with that because they can buy houses and support their eduction courses.
On the one hand, There are several advantages of saving money, firstly, life is unpredictable and people may face unexpected situation such as medical emergency, unemployment issue and urgent repair. If they have financial security they can get out of this situdation easily without borrowing money from friends and family. Secondly, having a financial security fullfill young individuals dream, if they want to visit abroad finanical freedom provide them the route to travel any where in the world. For instance, if a person have considerable amount of money in his bank account he live a stress free life because in contamporary society mostly problem from mone.
On the other hand, saving money can be benefical for young people to achieve their long goals. Many yong individuals wanted to buy a house,start a new busines and studying abroad, these goals wanted consideable amount of saving. By saving regularly they can gradually achieve their goal without depended heavily on loans, Additionally, they also gave higher education to their children by having vital amount of money in any save location. For example, a person who works hard can achieve their aim by having ecomoic stability.
To taking everything into account it is luminous that the holding a financial stability is backbone of young generation they can enhance what every theywant to and secure their long term ambitious.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt effectively, taking a clear and consistent position in agreement with the statement that saving money is important, especially for young people. The student supports this stance with relevant arguments, such as handling unexpected situations, buying houses, and funding education. However, some ideas are slightly repetitive or under-developed, and the progression of thoughts occasionally lacks depth. For instance, the mention of travelling abroad and funding children's education are briefly touched upon without extensive elaboration. Nevertheless, the main parts of the task are appropriately covered, satisfying the requirements for a Band 6.0 performance under this criterion.
Coherence and Cohesion — Band 5.5
The essay displays a coherent overall arrangement with a clear paragraph structure, utilizing standard introductory and concluding paragraphs alongside body paragraphs marked by transitional phrases like 'On the one hand' and 'On the other hand'. However, cohesion is frequently mechanical and sometimes faulty. For example, cohesive devices are occasionally mismanaged, and referencing is not always clear, as seen in run-on sentences and punctuation slips (e.g., 'There are several advantages of saving money, firstly, life is unpredictable...'). Paragraph progression is somewhat hindered by grammatical turbulence and awkward transitions, placing the response solidly at Band 5.5.
Lexical Resource — Band 5.0
The student demonstrates an adequate vocabulary range for the task, successfully attempting less common lexical items such as 'unpredictable', 'financial security', and 'economic stability'. However, there are noticeable spelling and word-choice errors throughout the text, including 'benefical' instead of beneficial, 'eduction' instead of education, 'situdation', 'contamporary', 'mone', 'yong', 'busines', 'consideable', 'depended', and 'luminous' used instead of obvious or clear. These errors do not completely impede communication, but they restrict the lexical score to a Band 5.0.
Grammatical Range and Accuracy — Band 5.0
The student attempts a mix of simple and complex sentence forms, demonstrating some awareness of subordination and relative clauses. However, grammatical accuracy is weak, featuring frequent errors in article usage, subject-verb agreement, and prepositional phrases (e.g., 'the saving money', 'every individuals', 'a person have', 'mostly problem from mone', 'to taking everything into account', 'the holding a financial stability'). Punctuation is also problematic, with several comma splices and run-on sentences. These recurring errors cause occasional difficulty for the reader, aligning the grammar with the Band 5.0 descriptors.
See this exact question answered at other band scores — the same prompt compared across bands.
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