Band 4.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.0 · Cambridge IELTS 19 · 2026-09-17

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.0)

Save money nowadays more beneficial to the all individuals including adults also. However, in future it will help to use in the hamful problems. I partially agree from the given statement.

At the initial stages, many numorus today are trying to save money due to in the future it will be help to solve any danger problems. Moreover, majority of many humans have been saving the money owing to it can easily use in the future. For instance, in India, many people were been think that save money in the future it will be buying their phone and other material. not only the individuals but also old young peopel today have been trying to save money.

on the other hand, instead of saving money many youngster nowadays were been enjoying and making parties. one major disadvantages that today genration are not taking serious problems but in the future it will not help these money. For Example, in London, many students have been making parties and enjoy their weekends with their friends and family and westing an lot of money instead of saving money.

To conciusion, from my persperactive opinion, nowadays all the residents should have to save money dur to in the future it will use in any danger issues. As a result, parents should have been giving chance to save money instead to making fun and party it will be creating detrimantal problems in the future.

AI examiner evaluation

CriterionBand
Task Achievement / Task Response4.5
Coherence and Cohesion4.0
Lexical Resource4.0
Grammatical Range and Accuracy4.0
Overall4.0

Task Achievement / Task Response — Band 4.5

The response partially addresses the task prompt by discussing whether young people should save money. The writer attempts to take a position by stating, 'I partially agree from the given statement,' and provides some general arguments regarding future security versus immediate enjoyment. However, the ideas are severely underdeveloped, repetitive, and lack clear support. Furthermore, the response falls short of the word count requirement, containing only 237 words compared to the minimum of 250 words. This under-length impacts the overall development and completeness of the task. Due to the limited development of ideas and failure to meet the minimum length requirement, this response corresponds to Band 4.5.

Coherence and Cohesion — Band 4.0

The essay is divided into distinct paragraphs, attempting a standard structure with an introduction, body paragraphs, and a conclusion. However, the logical progression is frequently disrupted by poor transitions and confusing phrasing, such as 'At the initial stages, many numorus today are trying to save money due to in the future it will be help.' Cohesive devices are used awkwardly or inaccurately, and referencing is often unclear, making the flow difficult to follow. Paragraphing is attempted, but internal cohesion within sentences and paragraphs fails to maintain a clear line of argument. Overall, the organizational structure aligns with Band 4.0 descriptors.

Lexical Resource — Band 4.0

The vocabulary used is very basic and repetitive, with frequent word-choice errors that strain the reader's understanding. Examples include 'hamful problems' instead of harmful or emergency situations, 'numorus' for numerous, and 'westing an lot of money' instead of wasting a lot of money. The writer attempts some less common terms, but these attempts are marred by inaccurate collocations and persistent spelling mistakes (e.g., 'to conciusion', 'persperactive', 'detrimantal'). The lexical range is limited and minimally adequate at best, placing it at a Band 4.0 level.

Grammatical Range and Accuracy — Band 4.0

The response contains a very limited range of grammatical structures, and the majority of complex sentences attempted are heavily flawed. There are frequent, pervasive errors in tense usage, prepositional phrases, and subject-verb agreement throughout the text, such as 'many people were been think that save money' and 'youngster nowadays were been enjoying and making parties.' These frequent errors cause significant difficulty for the reader and obscure the intended meaning in multiple places. Control over grammar is weak, meeting the descriptors for Band 4.0.

See this exact question answered at other band scores — the same prompt compared across bands.

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