Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-09-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

It is widely believed that important for every one save money for their future.I think that i agree with this statement.

it is lucid,i think that save money for their future is important for every one because money help to people in their difficult time to solve problem of people.People not understood with this and tey are spend money on unneeded products and wants.Moreover,people save some money from their salary for their future and our childrens to satisfy the wants of their family and children.When people donot save money then they face many problem in their life and they stuck in problem of money.

Conversly,when people disagree to save money for their future then people face every day many problem and they don't solve problems and money is always help the people in their future.Money do very important role in peoples life.Futhermore,money help in childrens future education and childrens wants satisfied.

In Conclusion,it is restated,money is very important to save for future.so,every one agree to l save money for future

AI examiner evaluation

Task Achievement / Task Response — Band 4.5

The student attempts to address the prompt by agreeing that saving money is important, writing sentences such as 'I think that i agree with this statement' and noting that money helps in difficult times. However, the response is severely under-developed and significantly shorter than the required 250 words, containing only 170 words. Consequently, the ideas are repetitive and lack sufficient extension or relevant supporting examples. The position is stated, but the lack of length heavily restricts task fulfillment, leading to a score of 4.5 based on the limited development.

Coherence and Cohesion — Band 4.5

The text is divided into rudimentary paragraphs, including an introduction, body, and conclusion, but the overall progression is heavily hindered by repetitive phrasing and poor logical sequencing. Cohesive devices are minimal, simplistic, and sometimes used inaccurately, as seen in 'Conversly,when people disagree...' and 'Futhermore,money help...'. Referencing is frequently unclear ('People not understood with this and tey are spend money...'). While paragraphing is attempted, the overall organisation remains disjointed and mechanical, fitting the descriptor for band 4.5.

Lexical Resource — Band 4.0

The vocabulary used is very basic and repetitive, relying heavily on simple words such as 'money', 'future', 'people', and 'problem'. There are frequent errors in word choice, form, and collocation, such as 'save money for their future' repeated excessively without variation, and 'teh' or 'tey' style errors. Attempts to use less common vocabulary are absent. The range of vocabulary is limited and minimally adequate for basic communication, but insufficient for an academic essay, corresponding to a band 4.0.

Grammatical Range and Accuracy — Band 4.0

The response features a very limited range of grammatical structures, consisting mostly of simple and occasionally faulty complex sentences. There are frequent grammatical errors throughout the text, including missing articles, subject-verb agreement issues ('money help to people', 'childrens wants satisfied'), and punctuation flaws like missing spaces after periods. These errors are prominent, but meaning can generally be deciphered, which aligns closely with the band 4.0 descriptors.

See this exact question answered at other band scores — the same prompt compared across bands.

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