Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

It is undeniable that every people have different opinions. In this regards, it is believed by some people that it is important for everyone,. including young people, to save money for their future. I agree upto large extent with this notion due to various reasons which will be discussed in upcoming paragraphs with logical conclusion.

To commence with, there are many reasons due to which people want to save money for upcoming time. The first and foremost is that money will be used in emergency also. To clarify it more, saved money used in some situations like hospitals, banks etc. Because at that people needs a lot of money for treatment. Furthermore, saving money can be invest on family function. In sometimes, when there is budget low for function then it can be used. Moreover, when there is low prices of expensive metals then, saved money can be used to purchase precious metals like gold, silver and diamond etc.

Beside this, there are few drawbacks of this statement. The prime one is that young children is an disadvantage. To explain it more, they do not have know about the value of money. They want to enjoy with the money instead of saving it. But, sometimes people want to spend money for happiness for their family members by watching movie in cinemas and doing dinner at restaurants etc.

In conclusion, although there are several benefits of this notion such as emergency situation, purchase precious metals etc. yet the favour of young children cannot be overlooked at any cost.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response attempts to address the prompt regarding whether everyone, including young people, should save money for the future. The writer takes a clear position agreeing with the statement ('I agree upto large extent'). However, the development of ideas is limited and at times repetitive. While the writer introduces reasons such as emergencies, family functions, and purchasing precious metals, the explanations remain relatively basic and under-developed. The counter-argument regarding young children is also somewhat confused, framing it around them being at a disadvantage rather than exploring why they might find saving difficult. Consequently, the task is addressed adequately for a mid-level band, but the depth of extension required for higher bands is missing.

Coherence and Cohesion — Band 5.0

The essay has a recognisable overall structure with introduction, body paragraphs, and a conclusion, satisfying basic paragraphing requirements. Cohesive devices are attempted using phrases such as 'To commence with', 'The first and foremost', and 'In conclusion'. However, referencing and cohesion are frequently faulty or mechanical. For instance, the phrase 'at that people needs' is grammatically disjointed and fails to link smoothly. Progression is somewhat hampered by abrupt shifts in ideas, such as moving from medical emergencies directly to family functions and precious metals within the same paragraph. Overall arrangement is coherent enough to follow, but logical flow requires significant tightening.

Lexical Resource — Band 5.0

The vocabulary used is generally basic and repetitive, frequently relying on simple words like 'money', 'save', and 'used'. There are notable word choice and collocation errors throughout the text, such as 'every people have', 'saved money used in some situations', 'saving money can be invest', and 'low prices of expensive metals'. While the writer attempts some less common vocabulary items like 'precious metals', inaccurate phrasing often impacts precision. The lexical range is minimally adequate for the task, but errors in word formation and collocation are noticeable and occasionally affect readability.

Grammatical Range and Accuracy — Band 5.0

The text displays a mix of simple and complex sentence forms, but grammatical control is weak. There are frequent errors in grammar, subject-verb agreement, and prepositions. Examples include 'every people have' (singular/plural mismatch), 'agree upto large extent' (missing article), 'at that people needs' (incorrect pronoun reference and verb agreement), and 'can be invest' (passive voice error). Punctuation is also problematic in places, notably with unnecessary commas separating clauses incorrectly. While the meaning can generally be deciphered, the high frequency of basic grammatical errors places this response firmly in the lower-middle band.

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