Band 5.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.0)

Saving money is a paramount aspect of financial planning that contribute significantly to personal stabilty and long term security . However , there is a bad side to budgeting money for youngsters .

It is very highly essential for individual to keep track of their spending money and try to save it for the future . To commence with , people especially youngsters , have to be more careful with money in order to enhance their standared of living subsequently . To clarify that , if individuals save their money in their band account they will have more opportunities to supply facilities and welfare sach as decent housing and luxury cars for their families in seccession . In other words , the less they indluge in spending the more they can provide plethora of facilities for upcoming life .

On the other hand , youngsters have to enjoy their lives due to when they grow older they will probably have neither time nor energy to make the most of their money . For instance , despite saving sufficient cash , they assumedly do not have the chance to enjoy in travels Owing to they should look after their children or they may develop few diseases as they grow older and can not as energetic and vibrant . However , people can manage and tackle these issues by having enough money.

In conclusion , saving money is crucial for individuals , they can take advantage of several facilities and welfare . hence i am firmly convinced that saving money plyas a paramount role in every people s life .

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses all parts of the task by presenting a clear position on whether young people should save money, considering both the advantages of financial security and the counter-arguments regarding enjoying youth. The main ideas are generally relevant, such as improving living standards and the constraints of aging, though some points are slightly under-developed or repetitive. For instance, the discussion on welfare and facilities is stated broadly without concrete examples. The position is maintained throughout the essay, leading to a balanced conclusion. This performance aligns well with the Band 6 descriptors, as all parts of the task are addressed and a relevant position is presented, but idea extension and support remain somewhat limited.

Coherence and Cohesion — Band 5.0

The essay presents a coherent overall arrangement with a clear attempt at paragraphing, separating the introduction, body paragraphs with opposing views, and conclusion. However, cohesion is frequently faulty and mechanical. Phrases used to signal progression, such as 'To commence with', 'To clarify that', and 'In other words', are sometimes awkward or inaccurately applied. Referencing and linking are occasionally unclear, particularly with transitional phrases like 'due to when they grow older' and 'Owing to they should look after their children'. Paragraphing is present, but internal cohesion lacks smooth transitions. This fits the Band 5 descriptors, where there is some organization and paragraphing, but cohesive devices are inadequate, inaccurate, or repetitive.

Lexical Resource — Band 5.0

The student uses an adequate range of vocabulary for the task, attempting some less common words and phrases such as 'paramount aspect', 'financial planning', and 'plethora of facilities'. However, there are noticeable lexical errors, incorrect word forms, and spelling mistakes throughout the text, including 'stabilty' instead of stability, 'standared' instead of standard, 'band account' instead of bank account, 'seccession' instead of succession, and 'indluge' instead of indulge. These errors do not entirely impede communication, but they recur frequently. This performance reflects the Band 5 criteria, demonstrating a limited but minimally adequate range with noticeable word-choice and spelling errors that occasionally cause difficulty for the reader.

Grammatical Range and Accuracy — Band 5.0

The writer attempts a mix of simple and complex sentence forms, demonstrating some ambition with structures like conditional clauses and relative clauses. However, control over grammar is weak, with frequent errors in punctuation, preposition usage, and clause connection. Examples include 'that contribute significantly' (subject-verb agreement), 'due to when they grow older', 'assuming do not have', and 'can not as energetic'. Capitalization and comma spacing errors are also prevalent throughout. While the meaning is usually retrievable, the high frequency of grammatical mistakes means that error-free sentences are scarce. This corresponds to the Band 5 descriptors, featuring a limited range of structures where attempts at complex sentences are often faulty and frequent errors cause difficulty.

See this exact question answered at other band scores — the same prompt compared across bands.

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