Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-18
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Now-a-days people are more aware about saving money for the future. and it is essential to save money for the past life. in my opinion on larger extent people should save money at their young age.
To start with, it is important that everyone should save money for their future because future is uncertain no one knows what will happen to them. because of this fear i believe that people should save money from their young age. saving money is a really nice quality and it also helps to enhance confidenace. some people even save money to fulfill their drems such as some people have desire to travel world.
Moreover, financial planning is a necessary because in future if there is an emergency or a situation when money is needed then it will not be difficult for a person. For example, when a family member is hospitalized at this time if there is saving it would be helful in crucial time.
On the other hand, nowadays many youngstars spend money in parties or drugs is not a good thing.spanding money rationally or impulsive buying will be always negeti Rather than spend it in useless activity in young age childrean should save it for their own future. it might be helpful to them in their study. having fun is necessasry but at the young age students shuld have financial planning.
To conclude,in larger extent saving money in any age is necessary because it will help us in future. if we save money now then our past life would be more happning and we could really enjoy it.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt by discussing whether everyone, including young people, should save money for the future. The writer takes a clear position in the introduction stating that 'on larger extent people should save money at their young age.' Main ideas are presented, such as financial security during emergencies, peace of mind, and fulfilling dreams like traveling. However, these ideas are somewhat limited and under-developed, lacking specific examples beyond a brief mention of a hospitalized family member. The conclusion attempts to reiterate the main stance. Overall, the task is addressed to a Band 6.0 level, as it covers the prompt with relevant ideas, though the support remains somewhat underdeveloped and general.
Coherence and Cohesion — Band 5.5
The essay displays a coherent overall arrangement with a clear introduction, body paragraphs, and a conclusion. Paragraphing is utilized, though some paragraphs mix multiple distinct points. Cohesive devices are attempted using words like 'To start with', 'Moreover', and 'On the other hand', but referencing and transitions are at times mechanical or faulty, as seen in awkward phrasing like 'spanding money rationally or impulsive buying will be always negeti Rather than spend it in useless activity'. The progression of ideas is occasionally disrupted by abrupt sentence transitions and grammar issues. This performance aligns with Band 5.5, reflecting a mix of clear structural elements and inadequate or inaccurate cohesive features.
Lexical Resource — Band 5.0
The student demonstrates an adequate range of vocabulary for the task, attempting words such as 'uncertain', 'financial planning', and 'hospitalized'. However, there are frequent spelling, word-choice, and morphological errors throughout the response, such as 'Now-a-days' instead of 'Nowadays', 'confidenace' for 'confidence', 'drems' for 'dreams', 'helful' for 'helpful', 'youngstars' for 'youngsters', 'spanding' for 'spending', 'negeti' for 'negative', and 'happning' for 'happening'. These errors do not completely impede communication, but they are noticeable and restrict the lexical score to a Band 5.0.
Grammatical Range and Accuracy — Band 5.0
The writer attempts a mix of simple and complex sentence forms, but control over grammar and punctuation is weak. Numerous sentences contain grammatical errors, such as missing capitalization ('Now-a-days', 'in my opinion'), fragmented expressions ('and it is essential to save money for the past life'), run-on constructions, and subject-verb agreement issues (e.g., 'financial planning is a necessary because', 'young stars spend money in parties or drugs is not a good thing'). Punctuation is frequently misused or omitted at sentence boundaries. Because frequent errors cause some difficulty for the reader and accurate complex structures are rare, this corresponds to a Band 5.0.
See this exact question answered at other band scores — the same prompt compared across bands.
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