Band 5.0 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.0 · Cambridge IELTS 19 · 2026-09-18
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.0)
This statement is controversial issue today whether it is important to save money for future prospects for people of all categories including young individuals. I strongle agree with this point of view to protect your cash for later period.
Firstly, I would like to explain about benefits of saving your money because its play a crucial role in future exploration because is necessary in our daily life routines.Whenever there is shortage of money and all of your resources diminished but there is certain savings which can be utilize for your expenditures.Moreover with these capital i can enjoy my own benefits.Although everyone in our society would enjoy these funds when there is certain challenges in life.Secondaly,Adults can start there small business with their accumulated cash and can lead towards substantial escalation in their assets.For instance, i started my bakery shop with 50 thousand rupees and now my business advancement with plenty of time.But it's all because of my budget savings that help me to increase my capability in trade.
On the other hand, there are few arguments that all people never agree with savings because they always sustained extra income spent on useless things.They never worried about their future.Futhermore they can not enjoy business profits and bring negative changes in home and organization.Nevertheless lack of money will disturb the peacefull environment.Youngsters spend extra money and use it in wrong way.
In conclusion,It portray favourable role that to save money for future is better in every situation and strong framework can be expand.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.0 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.0 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt by clearly stating a position agreeing with the statement that saving money is important. Main ideas are presented, such as emergency funds and business investments, though some parts are slightly under-developed or wander into overly personal anecdotes, such as mentioning the specific bakery shop and capital amount. The position is maintained throughout the essay. However, the over-generalisation in body paragraphs and the repetitive phrasing limit the depth of idea extension. According to Band 6 descriptors, the response addresses all parts of the task with relevant ideas, though some are under-developed and lack clear logical expansion. Overall, it achieves a solid Band 6.0 for Task Achievement.
Coherence and Cohesion — Band 5.0
The essay is arranged into four paragraphs, showing an attempt at a logical structure with an introduction, two body paragraphs, and a conclusion. However, the progression of ideas is frequently disrupted by mechanical and faulty cohesive devices. For instance, the transition 'Secondaly' is misspelled, and phrases like 'On the other hand' and 'In conclusion' are used abruptly. Referencing is sometimes unclear, such as the sudden shift from the plural 'people' to the singular pronoun 'your' and back to 'I'. Paragraphing is present, but internal cohesion lacks smooth transitions. This fits the Band 5 descriptors well, where there is some organisation, but cohesive devices are inaccurate and referencing can be unclear.
Lexical Resource — Band 5.0
The student attempts some less common vocabulary, such as 'prospects', 'accumulation', 'substantial', and 'escalation', but there are noticeable errors in word choice, form, and collocation throughout the text. Examples include 'protect your cash for later period', 'resources diminished', 'with these capital i can enjoy', and 'sustained extra income spent'. Spelling errors also appear, such as 'strongle', 'Secondaly', and 'peacefull'. These errors occasionally cause the reader some difficulty, though communication is generally maintained. This performance aligns closely with Band 5, as the vocabulary is limited and minimally adequate with noticeable errors that impact precision.
Grammatical Range and Accuracy — Band 5.0
The student attempts a mix of simple and complex sentence forms, incorporating subordinating clauses with 'because', 'although', and 'when'. However, grammatical accuracy is weak, with frequent errors in subject-verb agreement, articles, and tense consistency. Examples include 'This statement is controversial issue today whether...', 'its play a crucial role', 'there is certain savings which can be utilize', and 'adults can start there small business'. Punctuation is also problematic in several places, notably spacing and capitalization issues. While simple sentences are generally understandable, attempts at complex structures frequently result in faulty grammar. This corresponds to the Band 5 descriptor for Grammatical Range and Accuracy.
See this exact question answered at other band scores — the same prompt compared across bands.
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