Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-18
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
This statement is controversial issue today whether it is important to save money for future prospects for people of all categories including young individuals. I strongly agree with this point of view to protect your cash for later period.
Firstly, I would like to explain about benefits of saving your money because its play a crucial role in future exploration because it is necessary in our daily life routines.Whenever there is shortage of money and all of your resources diminished but there is certain savings which can be utilized for your expenditures.Moreover with these capital i can enjoy my own benefits.Although everyone in our society would enjoy these funds when there is certain challenges in life.Secondly,Adults can start there small business with their accumulated cash and can lead towards substantial escalation in their assets.For instance, I started my bakery shop with 50 thousand rupees and now my business advancement with plenty of time.But it's all because of my budget savings that help me to increase my capability in trade.
On the other hand, there are few arguments that all people never agree with savings because they always sustained extra income spent on useless things.They never worried about their future.Futhermore they can not enjoy business profits and bring negative changes in home and organization.Nevertheless lack of money will disturb the peacefull environment.Youngsters spend extra money and use it in wrong way.
In conclusion,It portray favourable role that to save money for future is better in every situation and strong framework can be expand.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt by clearly stating a position agreeing with the statement that saving money is important for everyone, including young people. Main ideas are presented, such as emergency preparedness and starting a small business, and supported with a personal example about a bakery shop. However, some ideas are underdeveloped or shift perspective abruptly, such as the sudden transition to personal pronouns ("with these capital i can enjoy my own benefits") and the somewhat confusing paragraph discussing those who do not save. While the task is addressed, the development lacks full clarity and sustained focus in places. This places the response comfortably at Band 6.0.
Coherence and Cohesion — Band 5.5
The essay displays some organizational structure with basic cohesive devices such as "Firstly", "Moreover", "Secondly", and "On the other hand". However, paragraphing is somewhat blurred, and the progression of ideas lacks a smooth, logical flow. Referencing is occasionally unclear, as seen in phrases like "with these capital i can enjoy my own benefits" and the muddled argumentation in the third paragraph regarding people who spend money on useless things. Cohesive devices are at times mechanical or inaccurate, preventing the essay from reaching a higher band. Overall, the coherence and cohesion reflect a solid Band 5.5 performance.
Lexical Resource — Band 5.5
The writer attempts less common vocabulary, such as "future prospects", "diminished", "substantial escalation", and "accumulated cash". However, there are noticeable lexical errors and awkward word choices throughout the text, such as "protect your cash for later period", "its play a crucial role", "with these capital", and "budget savings". Spelling and word formation errors also appear, such as "peacefull". The vocabulary range is adequate for the task and permits communication, but recurring inaccuracies keep the score at a Band 5.5.
Grammatical Range and Accuracy — Band 5.0
The student attempts a mix of simple and complex sentence forms, utilizing conditional or concessive structures like "Although everyone in our society would enjoy these funds when there is certain challenges". However, there are frequent grammatical errors, particularly with subject-verb agreement ("its play", "resources diminished"), article usage, prepositions, and punctuation. For instance, sentences like "This statement is controversial issue today whether it is important..." contain structural flaws. While meaning is generally conveyed despite the errors, the frequency of grammatical slips prevents the response from achieving a Band 6.0, fitting more appropriately at Band 5.0.
See this exact question answered at other band scores — the same prompt compared across bands.
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