Band 6.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.5 · Cambridge IELTS 19 · 2026-09-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.5)

Saving money for future is a good habit for all age groups. I compeletly agree with this statemement, It helps to face future uncertainity, make future plans, and to teach value of money to youth.

To begin with, future is unpredictable. Anything can happen in upcoming years such as job loss, injury, and loss in business. To tackle with this kind of hurdles, people need to be prepared in advance. Although we can not avoid future losses, we can save money to manage rainy days. Furthermore, individuals can make huge investments with money saved for future to expect good outcomes. People can make any business plans for future such as establish business, buy company shares.

Moreover, it will help younsters to become independent and learn the lesson how to manage future expenditures. They will know the value of money. In this modern era, youth is becoming materialistic. They are following trends without thinking about cost of products. If they have the intentions to save money, they will research about comparitive price of items before making any purchase. For instance, since a youngster is trying to save money for the future, he will not waste money on unnecessary products. Thus, it is crutial to save money for everyone including young generation.

To conclude, it proves beneficial for future if people save money. It helps them to tackle future monetary deficiencies and live a smooth life even without regular income. Young people make a good habit at early age that helps them in the future.

AI examiner evaluation

Task Achievement / Task Response — Band 6.5

The response addresses all parts of the task by presenting a clear position agreeing with the statement and extending well-developed supporting ideas. In the introduction, the writer outlines valid points such as facing future uncertainty and teaching the value of money to youth. These points are elaborated upon in the body paragraphs. For instance, the second paragraph discusses unexpected events like job loss and business failure, explaining how savings help manage rainy days. The third paragraph successfully targets the specific aspect of young people, arguing that saving fosters independence and prevents materialistic spending habits. Examples, such as a youngster researching comparative prices, help support the arguments. Although the development is somewhat straightforward, it satisfies the requirements for Band 6.5 to Band 7.0. Because the ideas are relevant, clear, and extended with appropriate reasoning throughout, a band score of 6.5 is well justified.

Coherence and Cohesion — Band 6.5

The essay displays a coherent overall arrangement with a clear, logical progression of ideas from the introduction through the body paragraphs to the conclusion. Paragraphing is utilised effectively, separating distinct points into appropriate blocks: introduction, dealing with uncertainty/investments, youth perspective, and conclusion. Cohesive devices are employed to link ideas, such as 'To begin with,' 'Furthermore,' and 'Moreover,' providing a readable structure. However, referencing and cohesion are occasionally mechanical or slightly repetitive, and minor organizational transitions could be smoother. For example, the sentence 'To tackle with this kind of hurdles' contains a minor slip in referencing. Overall, the structural framework is clear and logical, comfortably meeting the criteria for a band score of 6.5.

Lexical Resource — Band 6.0

The student demonstrates an adequate range of vocabulary for the task, attempting several less common items and academic phrases such as 'unpredictable,' 'monetary deficiencies,' 'materialistic,' and 'comparative price.' However, there are notable spelling and word-choice errors that detract from precision, including 'compeletly' instead of 'completely,' 'statemement' instead of 'statement,' 'uncertainity' instead of 'uncertainty,' 'younsters' instead of 'youngsters,' and 'crutial' instead of 'crucial.' Furthermore, collocation is occasionally awkward, such as 'tackle with this kind of hurdles' instead of 'tackle these kinds of hurdles.' While these errors do not impede overall communication and the vocabulary is sufficient to convey the intended meaning, the frequency of spelling slips keeps the score at a band 6.0.

Grammatical Range and Accuracy — Band 6.0

The writer uses a mix of simple and complex sentence structures, including conditional or concessive clauses such as 'Although we can not avoid future losses, we can save money...' and 'If they have the intentions to save money, they will research...' Grammatical control is generally decent, and the meaning remains clear throughout the response. Nevertheless, a number of minor errors persist, particularly missing articles or incorrect prepositions, such as 'Saving money for future' instead of 'Saving money for the future,' 'value of money' without an article where appropriate, and 'establish business' instead of 'establishing a business.' There is also a punctuation error with a comma splice in the introduction ('I compeletly agree with this statemement, It helps...'). Despite these recurring slips, the complexity of structures attempted and the clarity of communication align well with a band score of 6.0.

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