Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-18

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is generally believed that saving money is cruical for masses as having a save money will assist people to come out from their finacial hardships. While, it is debated that saving money is significant for youngster and older or only elderly people. I strongly agree that everyone has to save funds for their future life and this eassy will discuss the paramount roles of funds in everyone's life.

Undoubtedly, there are myraids reason of saving some investments for future by old people.One of the key benifit is that they save for emergency situations like health issues, job loss. To make it more clear, future is unpredictable, therefore, people have to save few funds for uncertain situations. For instance, any natural disaster happens like flood in that case people might lost everything but if they have funds, they can use it for their survival without having funds make life challenging. Therefore, saving is must for people for living better life.

However, young ones also have to save money for their better future. The predominant reason is that make it as a habit. To explain it, if youngster start keeping some investments on side, it will turn into habit and they also know the importance of money. For instance, a survey conduct in Japan it was founded that teenagers who save money at young age they are living a better life at their adult age as saving money is become their habit forever. As a consequently, this trends has a numerours advantage for kids.

In conclusion, Although saving is essential for older generation for cope with their hardship, young people also have save funds for their better life and need to make it as habit.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The student addresses all parts of the task by taking a clear position that everyone should save money for their future. Ideas are extended with examples, such as the mention of emergency situations like health issues or job loss, and the reference to a survey conducted in Japan. However, the development of ideas occasionally lacks depth, and there is a slight tendency to over-generalise or drift into repetitive phrasing. The conclusion summarises the main points effectively. Overall, the response meets the criteria for Band 6.5, leaning towards Band 6 due to some under-developed supporting points and repetitive argumentation.

Coherence and Cohesion — Band 6.0

The text demonstrates a coherent overall arrangement with a clear introduction, body paragraphs addressing different aspects of the argument, and a conclusion. Paragraphing is used appropriately to separate ideas about older and younger generations. Cohesive devices are employed, such as 'Undoubtedly', 'However', and 'In conclusion', though some referencing and transitions are mechanical or inaccurate, such as 'As a consequently, this trends has a numerours advantage'. Logical progression is generally maintained, placing this performance firmly in the Band 6 category.

Lexical Resource — Band 5.5

The student attempts a range of vocabulary appropriate for the task, including terms like 'financial hardships', 'unpredictable', and 'emergency situations'. However, there are frequent noticeable errors in word choice, spelling, and word formation, such as 'cruical' instead of crucial, 'masses' used inaccurately, 'finacial', 'youngster' instead of youngsters, 'myraids' instead of myriads, 'benifit', and 'numerours'. These errors do not seriously impede communication, but they restrict the lexical score to Band 5.5, as vocabulary control is inconsistent.

Grammatical Range and Accuracy — Band 5.5

The writer uses a mix of simple and complex sentence forms, attempting complex structures such as conditional and relative clauses ('if they have funds, they can use it...', 'teenagers who save money at young age they are living a better life'). However, there are frequent grammatical and punctuation errors throughout the essay, including subject-verb agreement issues ('saving is must', 'young people also have save funds', 'this trends has'), missing articles, and awkward phrasing ('having a save money'). These errors occasionally cause some strain for the reader, aligning the grammar with Band 5.5.

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