Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-20

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Nowadays, it is widely believe that everyone should save money for future including youngster. Undoubtely, people should save thier money and avoid to spend on unnecessary items because we don,t know what consequences we face in future. I strongly agree with this view because it helps us to become financial stable, moreover it is beneficial in the need of hour.

The primary reason why I support with this statement is that at present most of the indiviudals spent unnecessarily on irregular products because they want to fit into the society. Interestingly, it leads inflation in the country due over spending on grooming products,clothes and mobile phone. For instance, in developing countries governments face extremely bad outcomes due to foolish spending of nation. Furthermore, it creats sense of deprivation among those who can,t afford such things due to thier financial insecurity.

Another, most significant reason is that it makes the way during emergency just because of saving money. Consequently, we have enough assets to deal with varrious stitutions which emerges suddenly. For example, 90s people always try to reduce their expences and secure their wealth for coming generation, as a result they feel confident and manage their difficulties easily. Additionaly, it plays curucial role to boost the economy of country higher authorities feel more relaxed because it helps to less their burden they provide more job oppurtunities for citizens.

In conclusion, save money for future will always be beneficial because we don,t know what circumstances we have to face in future. However, we should spend on those items which are generally really valuble for us besides that spending on those things which will become cause of headache it totally meanigless.

AI examiner evaluation

Task Achievement / Task Response — Band 5.5

The response addresses the prompt by clearly taking a stance in agreement with the statement that everyone, including young people, should save money for the future. The position is maintained throughout the essay. The student supports this stance with relevant main ideas, such as financial stability during emergencies and avoiding unnecessary consumer spending. However, the development of these ideas occasionally suffers from generalization and slightly unclear reasoning, such as claiming that consumer spending directly leads to national inflation. While all parts of the task are addressed, the support lacks fully detailed elaboration in places, placing this response securely at Band 6.0 according to the descriptors.

Coherence and Cohesion — Band 5.5

The essay is organized into distinct paragraphs with a clear overall structure, including an introduction, two body paragraphs, and a conclusion. Cohesive devices are employed to connect ideas, such as "Furthermore," "Consequently," and "In conclusion." However, referencing is occasionally unclear, and some transitions feel somewhat mechanical or repetitive (e.g., "Another, most significant reason"). Paragraphing is used appropriately to separate main ideas, but the logical progression between sentences within paragraphs sometimes falters due to abrupt shifts in thought. Overall, the organizational framework meets the requirements for a Band 6.0.

Lexical Resource — Band 5.5

The student demonstrates an adequate range of vocabulary for the task, attempting less common terms such as "financial stability," "deprivation," and "emergencies." However, there are noticeable spelling and word choice errors throughout the text, including "youngster" instead of youngsters, "indiviudals," "creats," "stitutions" (instead of situations), and "curucial." Some phrases are awkward or unnatural, such as "makes the way during emergency." Despite these inaccuracies, the vocabulary is sufficient to convey the general message without severely impeding communication, aligning well with the Band 5.5 descriptor.

Grammatical Range and Accuracy — Band 5.0

The writer attempts a mix of simple and complex sentence forms, utilizing relative clauses and conditional-like phrasing (e.g., "because we don't know what circumstances we have to face in future"). However, there are frequent grammatical and punctuation errors, including missing articles, incorrect verb forms (e.g., "it is widely believe"), preposition errors (e.g., "support with this statement"), and comma splices or punctuation misuse (e.g., using commas instead of apostrophes in "don,t"). While these errors are noticeable and require some effort from the reader to parse, communication is not completely impeded, making a Band 5.0 appropriate.

See this exact question answered at other band scores — the same prompt compared across bands.

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