Band 5.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 5.5)

Money plays a crucial role in humanlbeing life to stay motivate or humble in difficult situations, it also make us to fulfill our necessities.Some people suggest it is important for everyone include young generations to save money for future. In my view i strongly agree with the statement .

Money facilitate us by providing surety and confidence of purchasing or buying products or services for family. Althoug it manage our mental health to keep it stable during difficult days of our life. However for future we need to save a little part of our income while keeping future hurdles in our mind.

Furthurmore future that we cannot predict for our self but we can plan it safe while saving moneys. There are several ways to save our money for future one of them is to investments in any properties ,buying shares or taking interest from banks . Addtionaly to buy any life insurance policies that help while any incidents such as accidents or death of our beloved one take for example

one of my friend ahmed last years he was coming from his office some how his bike got hitted by a car and his Family was not able to pay for surjuries he was dead. because ahmed never believed on insurance policies.

To sumup its crucials for us to save a little parts of our income for future hurdles. Although these money help us during our old age disease and it will provide us to manage our daily foods tp buy or to pay rent or bills in our old age.

AI examiner evaluation

Task Achievement / Task Response — Band 6.0

The response addresses all parts of the prompt by discussing the importance of saving money for the future, including for young people, and presents a clear position of strong agreement. Ideas are introduced regarding mental health, unexpected hurdles, investments, and insurance. However, some ideas remain under-developed or briefly stated, such as the mention of mental health, which is not fully elaborated. The personal example regarding the friend Ahmed is relevant and supports the argument about insurance, although it becomes slightly convoluted in its expression. Overall, the task is addressed adequately and a clear stance is maintained throughout, fitting the Band 6 descriptor well.

Coherence and Cohesion — Band 5.5

The essay displays a coherent overall arrangement with a recognizable introduction, body paragraphs, and a conclusion. Paragraphing is attempted, though some paragraph breaks and transitions feel slightly abrupt. Cohesive devices are used, such as 'Furthurmore', 'Addtionaly', and 'To sumup', but these words contain spelling inaccuracies and are sometimes applied mechanically. Referencing is generally clear, but sentence-to-sentence progression can be disjointed, occasionally requiring the reader to work harder to follow the logical flow. This aligns well with the Band 5 to Band 6 profile, leaning toward Band 5 due to inaccurate cohesive devices.

Lexical Resource — Band 5.0

The student uses an adequate range of vocabulary for the task, attempting some less common words and phrases such as 'necessities', 'insurance policies', and 'hurdles'. However, there are frequent errors in word choice, form, and spelling throughout the text. Examples include 'humanlbeing life' instead of human life, 'motivate' instead of motivated, 'investments' instead of investing, 'surjuries' instead of surgeries, and 'crucials' instead of crucial. While these inaccuracies are noticeable and sometimes cause slight strain for the reader, the meaning is generally communicated, satisfying the requirements of Band 5.

Grammatical Range and Accuracy — Band 5.0

The writer attempts a mix of simple and complex sentence forms, demonstrating some variety in structure. However, grammatical accuracy is weak, with frequent errors in punctuation, subject-verb agreement, and clause structures. Examples of errors include 'it also make us to fulfill', 'In my view i strongly', 'future that we cannot predict for our self', and run-on structures in the narrative about the friend. Punctuation and capitalization are also inconsistent, such as missing spaces after periods and commas. Because these frequent errors cause difficulty for the reader and prevent the majority of sentences from being error-free, a Band 5 is appropriate.

See this exact question answered at other band scores — the same prompt compared across bands.

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