Band 4.5 IELTS Writing Task 2 Model Answer

Overall Band Score: 4.5 · Cambridge IELTS 19 · 2026-09-22

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 4.5)

i strongly belive that it is importent to be mindfull and concious about future.savings is somthing which is best way to secure your future,some people live their lifes without any plaining they just want to live in present only, but from my perspective if you want to be more secure and satisfied in your future then you have to be mindfull with your money today. it does'nt mater what specific age group are you in, saving money or investing money planings is somthing which everyone should do. There was a time when people ussally strugels to buy even small pitty things, nowadays people became more wiser when it comes to money.they know that with the better plaining and having sense of handeling capital can make a noticable difference in their future.

in today's era money holds a segnificent role in our lives,therefore it is importent to save money for your future goals and for the future betterment wether you are young or from old generation it is importent to have the sense of using your capital.

AI examiner evaluation

Task Achievement / Task Response — Band 4.5

The student attempts to address the prompt regarding whether everyone should save money for their future by stating a clear personal position. However, the response falls significantly short of the 250-word minimum, containing only 176 words. Because of this under-length condition, the development of ideas is severely restricted. While the writer touches upon the general importance of financial planning and awareness across age groups, the arguments remain superficial and lack fully extended supporting examples or deep exploration. Consequently, the task is addressed only partially, which limits the score under the official band descriptors for task achievement.

Coherence and Cohesion — Band 4.0

The text demonstrates some basic organisational structure, moving from an introductory stance to supporting points about financial awareness. However, paragraphing is extremely poor, with the entire main body essentially compressed or poorly divided, and the transition between sentences feels abrupt. Cohesive devices are minimal, relying mostly on basic referencing (such as 'they' and 'it') which is sometimes unclear. While there is a discernible overall topic, the lack of effective paragraphing and logical progression keeps the coherence at a lower level.

Lexical Resource — Band 4.5

The vocabulary used is relatively basic and repetitive, featuring frequent misspellings and non-standard word forms throughout the text (for example, 'belive', 'importent', 'mindfull', 'concious', 'somthing', 'plaining', 'ussally', 'strugels', 'pitty', 'wiser', 'segnificent', 'wether'). There are occasional attempts at more sophisticated terms like 'capital' and 'financial awareness', but persistent lexical errors and incorrect word choices—such as 'pitty things' instead of 'petty things'—impair the precision of the writing and occasionally strain the reader.

Grammatical Range and Accuracy — Band 4.0

The student's response exhibits a very limited range of grammatical structures. Most sentences are simple or poorly constructed compound sentences connected loosely with commas, leading to frequent run-on sentences (e.g., 'there was a time when people ussally strugels to buy even small pitty things, nowadays people became more wiser when it comes to money'). Punctuation and capitalization are largely neglected, with sentences starting with lowercase letters ('i strongly belive', 'in today's era'). Frequent grammatical errors across basic structures restrict the writer to a low band score.

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