Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-22
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Financial Freedom provides greater financial security.Although spending money gives you a sense of achivement,saving for the future makes life easier.If young people start paying attention on saving,it will definitely be beneficial in future.In my opinion, money has played significant role in life without that people face bitter reality of life.
However,everyday practiced of saving since early age makes you habitual of that.Without that practice they will get depressed due to not knowing the proper rule for saving money.For instance,the common aspects in many billionaires story is that they were saving money from their childhood.Parents play a crucial role for making their kids sensible regarding money also know how to save money and use it in a difficult time. For that reason,if people want to achive their dreams they should think and live for it till the beginning.
On the other hand,as the detrimental economonies made hand to mouth condition for society, where people face financial crisis also harder for them to servive in their monthly salires.For example,unemploynment as well as lessen opportunities are make people for accepting low wages works that effected harshly on their life.Consequently,It probably difficult for saving money in such circumstances.If government provides jobes after completing the education youngster also have capability to help their families also saving for future.From my perspective,I do agree to that saving money helps to achive their goals such as higher education in top universities and initiate busnisess that give them financial freedom.If our government facilitates young people as well as unemployed they would suerly saving money for better future.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 5.5 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.5 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response — Band 5.5
The response addresses the prompt regarding whether everyone, including young people, should save money for the future, and presents a clear position in agreement throughout. The ideas are relevant and supported with some explanation, such as discussing billionaires and the challenges of economic conditions and unemployment. However, some arguments tend to be a bit generalised and under-developed, particularly in the second body paragraph where the connection between billionaires and everyday saving is somewhat disjointed. Overall, all parts of the task are addressed, and the position is clear, fitting the requirements for a Band 6.0.
Coherence and Cohesion — Band 5.5
The essay displays a coherent overall arrangement with a recognisable introduction, body paragraphs, and a conclusion. Paragraphing is utilised, though paragraph boundaries and internal logical progression could be smoother. Cohesive devices are present, but referencing and linking are sometimes faulty or mechanical, as seen in phrases like 'Without that practice they will get depressed' and 'For that reason,if people want to achive their dreams'. Furthermore, spacing issues after punctuation marks (e.g., 'achivement,saving' and 'saving,it') disrupt the flow. These features align with a Band 5.5 to 6.0; however, given the logical sequencing despite mechanical flaws, a score of 5.5 is appropriate.
Lexical Resource — Band 5.5
The student attempts some less common vocabulary such as 'financial freedom', 'financial security', and 'detrimental economonies', but lexical control is uneven. There are noticeable spelling errors ('achive', 'busnisess', 'suerly', 'jobes', 'unemploynment', 'servive') and inappropriate word choices or word forms ('everyday practiced', 'lessen opportunities', 'works that effected harshly'). These errors occasionally cause slight strain for the reader, though communication remains clear. The range of vocabulary is adequate for the task, matching the descriptors for a Band 5.5.
Grammatical Range and Accuracy — Band 5.0
The writer attempts a mix of simple and complex sentence forms, incorporating conditional structures like 'If young people start paying attention...'. However, grammatical accuracy is weak, with frequent errors in punctuation, articles, prepositions, and verb forms. Examples include 'paying attention on saving', 'for making their kids sensible', 'are make people for accepting', and 'It probably difficult'. Punctuation errors, specifically missing spaces after commas and periods, are pervasive throughout the text. Because errors occur frequently and can cause some difficulty for the reader, the response fits the Band 5.0 descriptors.
See this exact question answered at other band scores — the same prompt compared across bands.
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