Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-23

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

Saving is of paramount importance for future perspective and is considered as a useful life-skill and prove to be beneficial for all age groups in a population espacially youngsters. Some indiviusuals believe that saving money cause difficulty in managing daily expenses while others argue it has long term benefits. This essay will elaborate why i strongly agree to the given statement by supported arguments and examples.

One argument to support the latter view is that, reserving a small percentage of income can have negligible affect on daily life whereas for future endevors is posses far sigificant measures. In addition to that, the saved income can be used in emergency suitations like accidents, and can immediate proof to be beneficial at the time of need and teaches the importance of self-reliance. Moreover, it saves us from many stressful occasions and provide a sense of relief and assurance. Therefore, pupil of all age groups should have a secured percentage of amount to support them, espacially adults.

In the world full of uncertainties, it is crucial to have a preserved proportion of income by the adults to deal with the difficult situationsand prepare them before hand for what's coming next. For instance, is one losses a job or face a sudden crisis, the saved amount could be beneficial and protect them from facing even bigger issues and prevent stressful conditions to deal with.

While those who oppose this idea suggest the cutting daily wages and keeping a part aside can result in difficulty managing daily expenses and can reduce quality of life. They believe that living on a tight budgest is useless and one should live in the moment and avoid future savings.

In my propective in this world full of hustle it is of paramount importance to derive towards saving as it secures our future and keep us from any kind of worry. Thus living peacefully without haing trouble dealing with stressful events.

To conclude it all, although saving can cause certain issues but they are negligible and therefore the benefits outweight the negative impacts. A more appealing and balanced approach should be followed by managing expenses while keeping a little on the side for future.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

The student successfully addresses all parts of the task by taking a clear and well-defined position supporting the importance of saving money for future needs. The essay is appropriately developed throughout, presenting relevant arguments related to financial security, emergency situations, and peace of mind. While some ideas, such as the counter-argument regarding daily expenses, could have been expanded with deeper nuance, the main position is clearly sustained. Examples like job loss are appropriately utilised to illustrate the core arguments. The response aligns well with the Band 7 descriptors, as it covers all parts of the task with a clear position and extended, supported ideas.

Coherence and Cohesion: Band 6.0

The essay displays a clear logical organisation and progression throughout. Information and ideas are generally well sequenced, and paragraphing is used appropriately to structure the response, transitioning from an introduction to supporting arguments, counter-arguments, and a conclusion. Cohesive devices such as 'In addition to that', 'Moreover', and 'To conclude it all' are used to connect ideas, though some transitional phrasing feels slightly mechanical. Referencing is mostly clear, though occasional minor awkwardness in transitions prevents the text from achieving a higher band. Overall, the structural flow satisfies the requirements for a Band 6.5 to 7.0.

Lexical Resource: Band 5.5

The student demonstrates an adequate to sufficient range of vocabulary suitable for the task, attempting less common items such as 'paramount importance', 'self-reliance', and 'uncertainties'. However, there are noticeable spelling and word choice errors throughout the text, including 'espacially', 'indiviusuals', 'endevors', 'sigificant', 'suitations', 'propective', and 'derive towards'. While these errors do not severely impede communication, their frequency prevents the essay from reaching a higher band. The vocabulary is minimally flexible, but frequent slips in spelling and lexical collocation place it firmly at Band 6.0.

Grammatical Range and Accuracy: Band 5.5

The writer employs a mix of simple and complex sentence forms, demonstrating some capability to construct multi-clause sentences. However, there are numerous grammatical inaccuracies and punctuation slips, such as 'prove to be beneficial' instead of 'proving', 'saving money cause difficulty' instead of 'causes', 'is posses far sigificant measures', and 'is one losses a job' instead of 'if one loses a job'. These errors in subject-verb agreement, conditional clauses, and word forms occur frequently enough to impact the overall control of grammar, aligning the writing with the Band 6.0 descriptors where a mix of structures is used alongside recurrent errors.

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