Band 5.5 IELTS Writing Task 2 Model Answer
Overall Band Score: 5.5 · Cambridge IELTS 19 · 2026-09-24
IELTS Writing Task 2 question
It is important for everyone, including young people, to save money for their future.
To what extent do you agree or disagree with this statement?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Student answer (Band 5.5)
Regarding to savings for future use is such an appropriate act for individuals of all the ages especially for the young generation, as it may assist them in future. Its not associated with the particular age group but all the individuals are responsible for the unnessecary use of money. So , I completely agree to this statement as it clearly mention facts for the benefit of individuals.
Heading towards the advatanges and the consequences that a particular person faces, whether regarding to savings or misuses. I'd say that a person should definitely examine about his future life without having an entire dependence of what's going on. Planning for the future in advance may prevent the individuals from severe consequences, leading to long-term benefits. For instance, if a person saves all of its income despite of its cravings over distinct essentials, having more awareness and care for future would definitely favoured over the individual who waste all of its expenditure over useless essentials, being ignorant and careless about the future. An initial planning surely protect the pupils from various challenges and making them more relaxed and enthusiastic for their future.
Furthermore, its saves members from bowing in front of others for the sake of money, as it may be due to inaffordable educational expenses, gaining loans from organisations, financial crises or frauds. So, its all depend upon the person that whether he wants to face hardships or feel himself in ease in future. Although parents should guide their children about the troubles of misusing money in pre-mature age, so that they should not have to face all these mischiefs.
Ultimately, i would prefer to say that individuals must save money to feel ease in future without having any troubles.
AI examiner evaluation
| Criterion | Band |
|---|---|
| Task Achievement / Task Response | 6.0 |
| Coherence and Cohesion | 5.5 |
| Lexical Resource | 5.0 |
| Grammatical Range and Accuracy | 5.0 |
| Overall | 5.5 |
Task Achievement / Task Response: Band 6.0
The candidate addresses all parts of the prompt by taking a clear and fully developed position in complete agreement with the statement. Ideas are extended and supported with relevant explanations regarding financial planning and the avoidance of hardships. For example, the writer notes that planning for the future prevents severe consequences and allows individuals to avoid borrowing money or facing financial crises. While some of the supporting details tend to over-generalize or become slightly repetitive, the main position remains well-supported throughout the essay, demonstrating a competent understanding of the task requirements.
Coherence and Cohesion: Band 5.5
The response presents a coherent overall arrangement with a clear stance established in the introduction and maintained through body paragraphs. Paragraphing is utilized to separate key arguments, such as the advantages of saving and the avoidance of debt. However, cohesive devices are sometimes faulty or mechanical, as seen in awkward transitional phrases like 'Heading towards the advatanges' and frequent punctuation errors around conjunctions. Referencing is also occasionally unclear, such as ambiguous pronoun usage with 'its' instead of 'their'. Progression is discernible, but logical flow is hindered by awkward phrasing and mechanical cohesion.
Lexical Resource: Band 5.0
The vocabulary used is adequate for the task, attempting some less common items such as 'unnessecary', 'consequences', and 'financial crises'. However, there are notable spelling errors ('unnessecary', 'advatanges', 'inaffordable') and persistent word-choice and collocation inaccuracies, such as 'cravings over distinct essentials' and 'bowing in front of others'. While these lexical flaws do not completely impede communication, they restrict the band score. The range is minimally adequate to convey the intended meaning, but precision is frequently lacking.
Grammatical Range and Accuracy: Band 5.0
The essay displays a mix of simple and complex sentence forms, attempting ambitious structures such as conditional sentences ('if a person saves all of its income...'). However, grammatical accuracy is weak, with frequent errors in prepositions ('Regarding to savings', 'depend upon'), pronoun agreement ('a person... its income'), and relative clauses. Punctuation errors are also prevalent, including comma splices and missing articles. These errors occur across both simple and complex structures and occasionally cause difficulty for the reader, though the core meaning usually remains decipherable.
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