Band 6.0 IELTS Writing Task 2 Model Answer

Overall Band Score: 6.0 · Cambridge IELTS 19 · 2026-09-28

IELTS Writing Task 2 question

It is important for everyone, including young people, to save money for their future.

To what extent do you agree or disagree with this statement?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Student answer (Band 6.0)

It is said that, future can only be secured, if we take wise decisions in our present. There are various things that in our lives especially at younger that that are to be taken seriously. One of them is way of spending and saving money. It is said that, it is vital for every individual to save money for their future. I higly agree with this statement, becuase it has many advantages such as protection from future financial crises and having enough money to spend on factors that can elevate one's social status.

First and fore most reason behind saving money is that it can ensure financial security in future without any regrets. We know that in our lives their can be some days, when we can face shortage of money due to any reason. For those difficult days, i highly think that every individual regardless of age group should pay attention to save money in their good days.In this way, they would be able spend money for their needs in future without borrowing money from some one. It would not only save them from social presuure but also protect their social dignity. It can be evident from our society that those who do not have enough money, they face more social pressure than those who has a little amount of money.

Moving further, saving money for future can help anyone to upgrade their social mobility. One can make one's future better by spending that money on higher education, which would ultimately accelarate thier employment opportunities.Similarly, one can invest that saved money in any small or large business depending on the amount one has. By doing investement, one can make one's way towards properity in life. Now-a-days, it has been observed that there are many young entrapreneurs entering in business sectors in all over the world. Many of them have revealed in their interviews that they have used their money which was saved by them.

Thus, it is concluded that saving money is one of the vital things that people should do in their lives without any age and gender discrimination.

AI examiner evaluation

Task Achievement / Task Response: Band 6.5

The response addresses all parts of the task by presenting a clear position agreeing with the statement that saving money is important, including for young people. The writer provides relevant ideas, such as financial security and improving social mobility through education and business investment. These ideas are supported and extended throughout the body paragraphs. For instance, the discussion on young entrepreneurs and education provides specific logical extensions of the main points. While some generalisations are present, the main position is well maintained from the introduction through to the conclusion, satisfying the criteria for Band 7.

Coherence and Cohesion: Band 5.5

The essay displays a clear overall progression with a logical organisation. Each body paragraph focuses on a distinct main point, beginning with financial security and moving on to social mobility. Cohesive devices are used to link ideas, such as 'First and fore most reason', 'Moving further', and 'Thus, it is concluded'. However, there are instances of faulty punctuation and slightly mechanical transitions, as well as minor referencing issues. Paragraphing is used sufficiently and appropriately, and the central topic of each paragraph is generally clear, placing the response comfortably within Band 6.

Lexical Resource: Band 5.5

The student uses an adequate range of vocabulary for the task, successfully attempting less common items such as 'financial security', 'social mobility', and 'entrepreneurs'. However, there are noticeable spelling and word choice errors throughout the text, including 'higly' instead of highly, 'becuase', 'presuure', 'accelarate', 'thier', 'investement', 'properity', and 'entrapreneurs'. These errors do not impede communication, but they restrict the lexical score because of the frequency of slips in both spelling and collocation, pointing directly to a Band 6 level.

Grammatical Range and Accuracy: Band 5.5

The writer attempts a mix of simple and complex sentence forms, demonstrating some control over sentence structures. However, there are frequent grammatical errors, particularly with articles, preposition usage, and subject-verb agreement (e.g., 'future can only be secured', 'younger that that', 'their can be some days', 'those who has'). Punctuation errors are also present, such as unnecessary commas splitting clauses. While the errors rarely impede overall communication, they occur with enough frequency across both simple and complex structures to limit the score to Band 5.5, reflecting a transitional level between Band 5 and Band 6.

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